40 Higgins Rd, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 40 Higgins Rd, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	3,072 sqft · built 1985
Lot Size	0.284 acres (12,349 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Dec 2019)
Tax Bill	$13,638 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-13003-14-00020`

Property Details

APN / Parcel Number

Primary APN	`15-13003-14-00020`
Alternative APNs	`1513003001400020` `08594000`

Interior

Stories	2 Stories
Building Area	3,072 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	12,349 sqft (0.284 acres)
Lot Dimensions	130 ft deep x 95 ft wide

Location & Zoning

Account Number	08594000
Street Address	40 HIGGINS RD
City	OLD BRIDGE
State	NJ
Zip	08857-2748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	95X130
Legal Subdivision	OLD BRIDGE MANOR SEC 02
Legal Block	13003
Legal Lot Number	20
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	2
Census Block	2011
Census Tract	7914

Owner

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 HIGGINS RD, OLD BRIDGE, NJ 08857-2748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC
Dec 18, 2019	Deed, Transfer · Conventional Mortgage FAMILY FIRST FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2019 · Amount on Record
Deed Sale	Dec 18, 2019 · Amount on Record
Prior Sale	Apr 9, 1985 · Amount on Record
Deed Document Number	2019107381
Deed Book / Page	17723 / 442
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	40 HIGGINS RD, OLD BRIDGE, NJ 08857-2748
Transaction Type	Mortgage
Record Updated	Dec 5, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HIGGINS RD, OLD BRIDGE, NJ 08857-2748

Mortgage

Document Number	0000067179
Date	Nov 14, 2023
Book Page	19342/22
Instrument	2023067179

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	40 HIGGINS RD, OLD BRIDGE, NJ 08857-2748
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BONAFIDE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092966
Date	Sep 29, 2020
Book Page	18051/478
Instrument	2020092966

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 18, 2019
Property Address	40 HIGGINS RD, OLD BRIDGE, NJ 08857-2748
Document Number	2019107381
Book / Page	17723 / 0442
Map Reference	MAP 4572-969
Instrument Date	Dec 9, 2019
Instrument	2019107381
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,367.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 HIGGINS RD, 40, OLD BRIDGE, NJ 08857-2748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HIGGINS RD, OLD BRIDGE, NJ 08857-2748

Mortgage

Document Number	2019107382
Date	Dec 18, 2019
Instrument	2019107382

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,500 (-) Land $62,300 Building $157,200	$219,500 (-) Land $62,300 Building $157,200
2025	$13,638.00 (+10.03%)	$219,500 (-) Land $62,300 Building $157,200	$219,500 (-) Land $62,300 Building $157,200
2024	$12,395.00 (+6.69%)
2023		$219,500 Land $62,300 Building $157,200	$219,500 Land $62,300 Building $157,200
2022	$11,618.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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