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47 Harbor Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 47 Harbor Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,552 sqft · built 1963
Lot Size0.16 acres (6,960 sqft)
Owner2 Individual Names on Record
Last Sale$6,000 (Oct 2021)
Tax Bill$107 (2025)
Deeds & MortgagesOct 2021 Sale
Oct 2021 Sale
Flood ZoneZone AE (high risk)
APN909090A000

Property Details

APN / Parcel Number

Primary APN909090A000
Alternative APN
  • 5-0017-4477-00-0047.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,552 sqft Living Area
Gross Area2,288 sqft
1st Floor Area1,552 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,960 sqft (0.16 acres)
Lot Dimensions120 ft deep x 58 ft wide
Garage TypeAttached
Garage Area736 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area232 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number909090A000
Street Address47 HARBOR DR
CitySAINT CHARLES
StateMO
Zip63301-5915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE1
Legal DescriptionWOODLAND PK HARBOR LOT 47
Legal SubdivisionWOODLAND PK HARBOR
Legal Lot Number47
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group3
Census Block3034
Census Tract310100

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3685 HAMBLETONIAN DR, FLORISSANT, MO 63033-3046
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Warranty Deed, Transfer
FREEDOM TITLE
Oct 18, 2021Limited Warranty Deed, Transfer
SERVICELINK CRS, SERVICELINK LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2021 · Amount on Record
Deed SaleOct 18, 2021 · Amount on Record
Prior SaleOct 18, 2021 · Amount on Record
Deed Document Number202186214
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateOct 18, 2021
Property Address47 HARBOR DR, SAINT CHARLES, MO 63301-5915
Document Number2021R086215
Map ReferenceMB 5 PG 52
Instrument DateOct 15, 2021
Instrument2021R-086215
Transaction TypeTransfer
Record UpdatedNov 1, 2021
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3685 HAMBLETONIAN DR, FLORISSANT, MO 63033-3046

October 2021: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionST CHARLES MO
Recording DateOct 18, 2021
Property Address47 HARBOR DR, SAINT CHARLES, MO 63301-5915
Document Number2021R086214
Map ReferenceMB 5 PG 52
Instrument DateOct 5, 2021
Instrument2021R-086214
Transaction TypeTransfer
Record UpdatedNov 1, 2021
Title CompanySERVICELINK CRS, SERVICELINK LLC

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

NameVerified Name
Address2777 W CLAY ST, SAINT CHARLES, MO 63301-2528

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,758 (-)$9,255 (-) Land $2,500 Building $6,755
2025$107.00$1,758 (+4.64%)$9,255 (+4.68%) Land $2,500 Building $6,755
2023$1,680
2022$8,841 Land $2,500 Building $6,341

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 132 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies132 in force
Nearby Flood Claims1,900 (1978–2026)
Claims Outside the SFHA82 of 1,900
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2019 · 103 claims
  • Severe Storms And Flooding, Jul 2008 · 133 claims
  • Severe Storms & Flooding, Oct 1993 · 657 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Brown Dog Networks
Fixed Wireless		50 / 10

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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