St. Charles County property record for 14 Harbor Dr, Saint Charles, MO 63301
| Property Type | Exempt (Full or Partial) |
|---|---|
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Company Name on Record |
| Flood Zone | Zone AE (high risk) |
| APN | 279510A000 |
| Primary APN | 279510A000 |
|---|---|
| Alternative APN |
|
| Lot Area | 11,761 sqft (0.27 acres) |
|---|
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | 279510A000 |
|---|---|
| Street Address | HOLIDAY HBR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | AE1 |
| Legal Description | HOLIDAY HARBOR RESUB PT LOT 14 & 14.3 |
| Legal Subdivision | HOLIDAY HARBOR RESUB |
| Legal Lot Number | 14 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 311500 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 201 N 2ND ST, 529, SAINT CHARLES, MO 63301-2875 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Assessed Market Value |
|---|---|
| 2026 | $500 (-) Land $500 |
| 2022 | $500 Land $500 |
Assessed market value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 1,306 (1978–2022) |
| Claims Outside the SFHA | 57 of 1,306 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brown Dog Networks Fixed Wireless | 50 / 10 |
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