St. Charles County property record for 16 Harbor Dr, Saint Charles, MO 63301
| Property Type | Government / Public Use |
|---|---|
| Details | 1 ba |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Company Name on File |
| Last Sale | $4,867 (Sep 1994) |
| Flood Zone | Zone AE (high risk) |
| APN | 279720A000 |
| Primary APN | 279720A000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|
| Lot Area | 24,394 sqft (0.56 acres) |
|---|
| Account Number | 279720A000 |
|---|---|
| Old Parcel Number | 279720A000 |
| Street Address | 16 HARBOR DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301 |
| Property Category | Public Works |
| Property Type | Public Works > Government / Public Use |
| Local Zoning Code | AE1 |
| Legal Description | HOLIDAY HARBOR RESUB LOT 16&17 S 50'LOT 1-3 6-7 10-11 |
| Legal Range | 04E |
| Legal Township | 47N |
| Legal Subdivision | HOLIDAY HARBOR RESUB |
| Legal Lot Number | 16 17 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 311500 |
16 Harbor Dr, a public works property, is owned by a company that bought it in September 1994 and is owner-occupied.
Source: St. Charles County records, as of October 19, 2023
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 201 N 2ND ST STE 529, 529, SAINT CHARLES, MO 63301-2875 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 1994 · Amount on File |
| Deed Sale | Sep 1, 1994 · Amount on File |
| Deed Document Number | 0017011761 |
| Record Updated | Jun 7, 2026 |
Source: St. Charles County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Assessed Market Value |
|---|---|
| 2022 | $1,000 Land $1,000 |
Assessed market value is set for property tax purposes and is not a market price estimate.
FEMA maps place 16 Harbor Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 82 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 1,306 (1978–2022) |
| Claims Outside the SFHA | 57 of 1,306 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Harbor Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brown Dog Networks Fixed Wireless | 50 / 10 |
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