47 Gary Ln, Buffalo, NY 14227 Property Records

Erie County and Cheektowaga Town property record for 47 Gary Ln, Buffalo, NY 14227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,160 sqft · built 1975
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$178,000 (Sep 2021)
Tax Bill	$3,269 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043-0533000`

Property Details

APN / Parcel Number

Primary APN	`043-0533000`
Alternative APNs	`30891251200001032000` `143089 125.12-1-32`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	1,160 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	105 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	043-0533000
Street Address	47 GARY LN
City	BUFFALO
State	NY
Zip	14227-3234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 2250 SL 24
Legal Subdivision	THE BUFALLO CREEK RESERVATION
Legal Block	1
Legal Lot Number	32.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	2
Census Block	2004
Census Tract	10805

Owner

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	47 GARY LN, BUFFALO, NY 14227-3234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 9, 2021	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 9, 2021 · Amount on Record
Deed Sale	Sep 9, 2021 · Amount on Record
Prior Sale	May 3, 2016 · Amount on Record
Deed Document Number	2021178564
Deed Book / Page	11386 / 8602
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	47 GARY LN, BUFFALO, NY 14227-3234
Transaction Type	Mortgage
Record Updated	Dec 14, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 GARY LN, CHEEKTOWAGA, NY 14227-3234

Mortgage

Document Number	0141080047
Date	Oct 23, 2023
Book Page	14108/47
Instrument	2023183282

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Oct 1, 2051

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Sep 9, 2021
Property Address	47 GARY LN, BUFFALO, NY 14227-3234
Document Number	0113868602
Book / Page	11386 / 8602
Instrument Date	Aug 26, 2021
Instrument	2021178564
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$712.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 GARY LN, 47, CHEEKTOWAGA, NY 14227-3234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 GARY LN, CHEEKTOWAGA, NY 14227-3234

Mortgage

Document Number	140139615
Date	Sep 9, 2021
Instrument	14013/9615

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	West Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,269.00 (-45.51%)	$196,000 (-) Land $16,600 Building $179,400	$261,333 (+6.67%) Land $22,133 Building $239,200
2024	$5,999.00	$196,000 (-) Land $16,600 Building $179,400	$245,000 (+13.75%) Land $20,750 Building $224,250
2023		$196,000 Land $16,600 Building $179,400	$215,385 Land $18,242 Building $197,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Holding Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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