39 Gary Ln, Buffalo, NY 14227 Property Records

Erie County and Cheektowaga Town property record for 39 Gary Ln, Buffalo, NY 14227

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1974
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Oct 2022)
Tax Bill	$6,231 (2026)
Deeds & Mortgages	Oct 2022 Sale Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143089 125.12-1-34`

Property Details

APN / Parcel Number

Primary APN	`143089 125.12-1-34`
Alternative APNs	`30891251200001034000` `043 0531000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	105 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	043 0531000
Street Address	39 GARY LN
City	BUFFALO
State	NY
Zip	14227-3234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 2250 SL 22
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	1
Legal Lot Number	34.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	2
Census Block	2004
Census Tract	10805

Owner

39 Gary Ln is owned and occupied by an individual who bought it in October 2022.

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	39 GARY LN, BUFFALO, NY 14227-3234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Aug 31, 2020	Warranty Deed, Transfer · FHA Mortgage HUNT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2022 · Amount on File
Deed Sale	Oct 5, 2022 · Amount on File
Prior Sale	Aug 31, 2020 · Amount on File
Deed Document Number	2022190318
Deed Book / Page	11408 / 7041
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Oct 5, 2022
Property Address	39 GARY LN, BUFFALO, NY 14227-3234
Document Number	0114087041
Book / Page	11408 / 7041
Instrument Date	Sep 9, 2022
Instrument	2022190318
Transaction Type	Transfer
Record Updated	Dec 2, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 GARY LN, 39, CHEEKTOWAGA, NY 14227-3234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 GARY LN, CHEEKTOWAGA, NY 14227-3234

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Aug 31, 2020
Property Address	39 GARY LN, BUFFALO, NY 14227-3234
Document Number	0113652276
Book / Page	11365 / 2276
Instrument Date	Jul 14, 2020
Instrument	2020143940
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 GARY LN, 39, CHEEKTOWAGA, NY 14227-3234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 TULANE RD, KENMORE, NY 14217-1637
Investor	Possibly a Property Investor

Mortgage

Document Number	0139534403
Date	Aug 31, 2020
Instrument	13953/4403

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 39 Gary Ln was $6,231, up 95.1% from the year before.

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	West Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,231.00 (+95.15%)
2025	$3,193.00 (-45.45%)	$191,000 (-) Land $16,600 Building $174,400	$254,667 (+6.67%) Land $22,133 Building $232,534
2024	$5,853.00	$191,000 (-) Land $16,600 Building $174,400	$238,750 (+13.75%) Land $20,750 Building $218,000
2023		$191,000 Land $16,600 Building $174,400	$209,890 Land $18,242 Building $191,648

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Gary Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 39 Gary Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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