47 Franklin St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 47 Franklin St, Annapolis, MD 21401

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,126 sqft · built 1917
Lot Size0.11 acres (4,800 sqft)
Owner2 Individual Names on Record
Last Sale$710,000 (Jan 2013)
Tax Bill$13,112 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Feb 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-000-05258600

Property Details

APN / Parcel Number

Primary APN06-000-05258600
Alternative APNs
  • 600005258600
  • 00005258600

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,126 sqft Living Area
Gross Area2,282 sqft
1st Floor Area1,014 sqft
Basement Area280 sqft
Finished Basement280 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeWood
Roof MaterialWood Shingle
Lot Area4,800 sqft (0.11 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area458 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00005258600
Street Address47 FRANKLIN ST
CityANNAPOLIS
StateMD
Zip21401-2725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LT 13 ANNAPOLIS
Legal SubdivisionANNAPOLIS
Legal Block1
Legal Lot Number13
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1013
Census Tract706102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Colonial Annapolis Historic District
listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address47 FRANKLIN ST, ANNAPOLIS, MD 21401-2725
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2024Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Feb 9, 2021Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Nov 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
NFM INC
Feb 9, 2018Deed of Trust, Mortgage · Conventional Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2013 · Amount on Record
Deed SaleJan 9, 2013 · Amount on Record
Prior SaleApr 5, 2005 · Amount on Record
Deed Book / Page25591 / 102
Transfer Doc0000002358
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address47 FRANKLIN ST, ANNAPOLIS, MD 21401-2725
Transaction TypeMortgage
Record UpdatedMar 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 FRANKLIN ST, ANNAPOLIS, MD 21401-2725

Mortgage

Document Number0402570234
DateFeb 23, 2024
Book Page40257/234
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueFeb 28, 2064
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address47 FRANKLIN ST, ANNAPOLIS, MD 21401-2725
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0361100163
DateFeb 9, 2021
Book Page36110/163
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address47 FRANKLIN ST, ANNAPOLIS, MD 21401-2725
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyMID ATLANTIC SETMNT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 FRANKLIN ST, ANNAPOLIS, MD 21401-2725

Mortgage

Document Number0355270381
DateNov 2, 2020
Book Page35527/381
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueOct 1, 2035

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address47 FRANKLIN ST, ANNAPOLIS, MD 21401-2725
Document Number0318900343
Instrument DateFeb 9, 2018
Transaction TypeMortgage
Record UpdatedMar 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 FRANKLIN ST ANNAPOLIS MD 214012725, ANNAPOLIS, MD 21401-2725

Mortgage

Document Number0318900343
DateMar 2, 2018
Book Page031890/000343
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,014,900 (+22.69%) Land $743,500 Building $271,400$1,014,900 (+22.69%) Land $743,500 Building $271,400
2025$13,112.00 (+10.39%)
2023$11,878.00 Homeowner's exemption$827,200 Land $660,600 Building $166,600$827,200 Land $660,600 Building $166,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies43 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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