Anne Arundel County property record for 39 Franklin St, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,744 sqft · built 1900 |
| Lot Size | 0.152 acres (6,630 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $11,060 (2023) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-07396800 |
| Primary APN | 06-000-07396800 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,744 sqft Living Area |
| 1st Floor Area | 1,872 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 6,630 sqft (0.152 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 242 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00007396800 |
|---|---|
| Street Address | 39 FRANKLIN ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-2774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 3 4 BK G ANNAPOLIS |
| Legal Subdivision | ANNAPOLIS |
| Legal Block | G |
| Legal Lot Number | 3 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 706102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Colonial Annapolis Historic District listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
39 Franklin St is owned and occupied by an individual.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 FRANKLIN ST, ANNAPOLIS, MD 21401-2774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 39 FRANKLIN ST, ANNAPOLIS, MD 21401-2774 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 39 FRANKLIN ST, ANNAPOLIS, MD 21401-2774 |
| Document Number | 0376760469 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 37676/469 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Oct 1, 2050 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,188,100 Land $859,100 Building $329,000 | $1,188,100 Land $859,100 Building $329,000 | |
| 2023 | $11,060.00 Homeowner's exemption | $979,500 Land $774,800 Building $204,700 | $979,500 Land $774,800 Building $204,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 39 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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