45 Franklin St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 45 Franklin St, Annapolis, MD 21401

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 3,304 sqft · built 1967
Lot Size0.165 acres (7,200 sqft)
OwnerTrust Name on File
Last Sale$1,150,000 (Mar 2007)
Tax Bill$17,292 (2025)
Flood ZoneZone X (minimal risk)
APN06-000-03579850

Property Details

APN / Parcel Number

Primary APN06-000-03579850
Alternative APNs
  • 6-000-03579850
  • 00003579850

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,304 sqft Living Area
Gross Area3,695 sqft
1st Floor Area1,394 sqft
Basement Area600 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialSlate
Lot Area7,200 sqft (0.165 acres)
Garage TypeAttached
Garage Area391 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchBreezeway
Porch Area99 sqft
Deck Area21 sqft
BreezewayBreezeway
Greenhouse99 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00003579850
Street Address45 FRANKLIN ST
CityANNAPOLIS
StateMD
Zip21401-2725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT ANNAPOLIS
Legal SubdivisionANNAPOLIS
Legal Block1
Legal Lot Number45
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1013
Census Tract706102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Colonial Annapolis Historic District
listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

45 Franklin St is owner-occupied and held in a trust since September 2012.

Source: Anne Arundel County records, as of September 4, 2026

Owner of RecordTrust Name on File
Mailing Address45 FRANKLIN ST, ANNAPOLIS, MD 21401-2725
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2007 · Amount on File
Deed SaleMar 30, 2007 · Amount on File
Deed Document Number20073483
Deed Book / Page18934 / 456
Last Transfer DateSep 18, 2012
Transfer Doc0252750032
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 45 Franklin St was $17,292 with a homeowner's exemption, up 4.9% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,343,800 (+6.79%) Land $865,100 Building $478,700$1,343,800 (-) Land $865,100 Building $478,700
2025$17,292.00 (+4.92%) Homeowner's exemption$1,258,367$1,343,800 Land $865,100 Building $478,700
2024$16,481.00 (+5.54%)
2023$15,616.00 Homeowner's exemption$1,087,500 Land $780,400 Building $307,100$1,087,500 Land $780,400 Building $307,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 37 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies43 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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