47 Edward Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 47 Edward Ter, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,446 sqft · built 1931
Lot Size	0.112 acres (4,866 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Aug 2022)
Tax Bill	$9,516 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-05502-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`19-05502-0000-00006`
Alternative APN	`190550200006`

Interior

Stories	2 Stories
Building Area	1,446 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	4,866 sqft (0.112 acres)
Lot Dimensions	121 ft deep x 40 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	47 EDWARD TER
City	UNION
State	NJ
Zip	07083-5100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ERNST CITY PARK SEC 2
Legal Block	5502
Legal Lot Number	6
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	3
Census Block	3001
Census Tract	32702

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47 EDWARD TER, UNION, NJ 07083-5100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · FHA Mortgage NORTHPOINTE BANK
Aug 17, 2022	Bargain and Sale Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Mar 5, 2020	Grant Deed, Transfer · Conventional Mortgage CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Mar 5, 2020 · Amount on Record
Deed Document Number	202221487
Deed Book / Page	6477 / 2826
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	47 EDWARD TER, UNION, NJ 07083-5100
Transaction Type	Mortgage
Record Updated	Dec 20, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 EDWARD TER, UNION, NJ 07083-5100

Mortgage

Document Number	0154422062
Date	Dec 6, 2023
Book Page	15442/2062
Instrument	59058

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Sep 1, 2052

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Aug 17, 2022
Property Address	47 EDWARD TER, UNION, NJ 07083-5100
Document Number	0064772826
Book / Page	6477 / 2826
Instrument Date	Aug 15, 2022
Instrument	21487
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,839.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2421 N 3RD ST, 2421, UNION, NJ 07083-5050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 EDWARD TER, UNION, NJ 07083-5100

Mortgage

Document Number	0152652064
Date	Aug 17, 2022
Book Page	15265/2064
Instrument	41887

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Mar 5, 2020
Property Address	47 EDWARD TER, UNION, NJ 07083-5100
Document Number	0063622248
Book / Page	006362 / 002248
Instrument Date	Feb 28, 2020
Instrument	322773
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 EDWARD TER UNION NJ 070835100, UNION, NJ 07083-5100

Mortgage

Document Number	146612673
Date	Mar 5, 2020
Book Page	014661/002673
Instrument	687967

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2050

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,800 (-) Land $17,200 Building $23,600	$40,800 (-) Land $17,200 Building $23,600
2025	$9,516.00 (+4.35%)	$40,800 (-) Land $17,200 Building $23,600	$40,800 (-) Land $17,200 Building $23,600
2024	$9,119.00 (+6.87%)
2023		$40,800 Land $17,200 Building $23,600	$40,800 Land $17,200 Building $23,600
2022	$8,533.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (2021–2023)
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 866 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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