17 Edward Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 17 Edward Ter, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	built 1932
Lot Size	0.152 acres (6,599 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Feb 2017)
Tax Bill	$9,656 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-05502-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`19-05502-0000-00010`
Alternative APN	`190550200010`

Interior

Stories	2 Stories

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	6,599 sqft (0.152 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	17 EDWARD TER
City	UNION
State	NJ
Zip	07083-5100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ERNST CITY PARK SEC 02
Legal Block	5502
Legal Lot Number	10
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	3
Census Block	3001
Census Tract	32702

Owner

17 Edward Ter is owned and occupied by an individual who bought it in February 2017.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	17 EDWARD TER, UNION, NJ 07083-5100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 14, 2017	Grant Deed, Transfer GET A RATE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2017 · Amount on File
Deed Sale	Feb 14, 2017 · Amount on File
Prior Sale	Aug 9, 1989
Deed Document Number	2017283259
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	17 EDWARD TER, UNION, NJ 07083-5100
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151072108
Date	Nov 19, 2021
Book Page	15107/2108
Instrument	25477

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	306 Months
Due	May 1, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Feb 14, 2017
Property Address	17 EDWARD TER, UNION, NJ 07083-5100
Document Number	0061710962
Book / Page	006171 / 000962
Instrument Date	Feb 6, 2017
Instrument	283259
Transaction Type	Transfer
Record Updated	Apr 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 EDWARD TER UNION NJ 070835100, UNION, NJ 07083-5100

Mortgage

Document Number	142320990
Date	Feb 14, 2017
Book Page	014232/000990
Instrument	636643

Lender

Name	GET A RATE LLC
Address	ELMWOOD PARK, NJ 07407

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 17 Edward Ter was $9,656, up 4.4% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,400 (-) Land $21,100 Building $20,300	$41,400 (-) Land $21,100 Building $20,300
2025	$9,656.00 (+4.36%)	$41,400 Land $21,100 Building $20,300	$41,400 Land $21,100 Building $20,300
2024	$9,253.00
2023		$41,400 Land $21,100 Building $20,300	$41,400 Land $21,100 Building $20,300
2022	$8,659.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 17 Edward Ter in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (2021–2023)
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 17 Edward Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 866 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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