20 Edward Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 20 Edward Ter, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	built 1934
Lot Size	0.223 acres (9,723 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Apr 2016)
Tax Bill	$11,638 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-05501-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`19-05501-0000-00003`
Alternative APN	`190550100003`

Interior

Stories	1 Story

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Exterior Material	Brick
Construction Type	Brick
Lot Area	9,723 sqft (0.223 acres)
Lot Dimensions	142 ft deep x 18 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	20 EDWARD TER
City	UNION
State	NJ
Zip	07083-5106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TOWNSHIP/UNION
Legal Block	5501
Legal Lot Number	3
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	3
Census Block	3000
Census Tract	32702

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 EDWARD TER, UNION, NJ 07083-5106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2016 · Amount on Record
Deed Sale	Apr 27, 2016 · Amount on Record
Deed Book / Page	6117 / 63
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	20 EDWARD TER, UNION, NJ 07083-5106
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 EDWARD TER, UNION, NJ 07083-5106

Mortgage

Document Number	0153202309
Date	Jan 5, 2023
Book Page	15320/2309
Instrument	47361

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	20 EDWARD TER, UNION, NJ 07083-5106
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149822273
Date	Jun 7, 2021
Book Page	14982/2273
Instrument	13889

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	235 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,900 (-) Land $23,800 Building $26,100	$49,900 (-) Land $23,800 Building $26,100
2025	$11,638.00 (+4.35%)	$49,900 (-) Land $23,800 Building $26,100	$49,900 (-) Land $23,800 Building $26,100
2024	$11,153.00 (+6.86%)
2023		$49,900 Land $23,800 Building $26,100	$49,900 Land $23,800 Building $26,100
2022	$10,437.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (2021–2023)
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 866 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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