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47 E Prospect St, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 47 E Prospect St, Waldwick, NJ 07463

Property Summary

Property TypeSingle Family Home
Details2,100 sqft · built 1955
Lot Size0.382 acres (16,653 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Jun 1997)
Tax Bill$15,464 (2025)
Deeds & MortgagesNov 2022 Transfer
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN64-00020-0000-00043

Property Details

APN / Parcel Number

Primary APN64-00020-0000-00043
Alternative APN
  • 640002000043

Interior

Stories1 Story
Building Area2,100 sqft Living Area
1st Floor Area2,100 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialStucco
Lot Area16,653 sqft (0.382 acres)
Lot Dimensions183 ft deep x 91 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address47 E PROSPECT ST
CityWALDWICK
StateNJ
Zip07463-2237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description91X183
Legal SubdivisionRIDGEWALD HLNDS
Legal Block20
Legal Lot Number43
JurisdictionBERGEN NJ
Township / Civil DivisionWALDWICK
Census Block Group3
Census Block3006
Census Tract56100

Owner

Source: Bergen County and Waldwick Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address47 E PROSPECT ST, WALDWICK, NJ 07463-2237
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2022Intrafamily Transfer, Transfer
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALCON MUTUAL MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 1997 · Amount on Record
Deed SaleJun 18, 1997 · Amount on Record
Deed Book / Page7979 / 180
Last Transfer DateNov 17, 2022
Transfer Doc0048671071
Record UpdatedSep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateNov 22, 2022
Property Address47 E PROSPECT ST, WALDWICK, NJ 07463-2237
Document Number0048671071
Book / Page4867 / 1071
Instrument DateNov 17, 2022
Instrument2022109867
Transaction TypeTransfer
Record UpdatedJan 3, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address47 E PROSPECT ST, WALDWICK, NJ 07463-2237

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 E PROSPECT ST, WALDWICK, NJ 07463-2237

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address47 E PROSPECT ST, WALDWICK, NJ 07463-2237
Transaction TypeMortgage
Record UpdatedMay 7, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040480958
DateMar 31, 2021
Book Page4048/958
Instrument2021047390
Lender
NameCALCON MUTUAL MORTGAGE LLC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2036

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityWaldwick Borough
Unified School DistrictWaldwick Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$673,800 (-) Land $341,700 Building $332,100$673,800 (-) Land $341,700 Building $332,100
2025$15,464.00 (+3.66%)$673,800 (+25.9%) Land $341,700 Building $332,100$673,800 (+25.9%) Land $341,700 Building $332,100
2024$14,918.00 (-2.13%)
2023$535,200 Land $275,800 Building $259,400$535,200 Land $275,800 Building $259,400
2022$15,242.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2007–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDWICK WATER DEPT
serves 10,208 people · EPA ID NJ0264001
Water SourceGroundwater
Last State InspectionMar 2026
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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