Bergen County and Waldwick Borough property record for 41 E Prospect St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,812 sqft · built 2012 |
| Lot Size | 0.099 acres (4,321 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $735,000 (Apr 2024) |
| Tax Bill | $14,498 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00020-0000-00054 |
| Primary APN | 64-00020-0000-00054 |
|---|---|
| Alternative APN |
|
| Building Area | 1,812 sqft Living Area |
|---|
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Lot Area | 4,321 sqft (0.099 acres) |
| Lot Dimensions | 108 ft deep x 40 ft wide |
| Street Address | 41 E PROSPECT ST |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | L55 40X108 |
| Legal Subdivision | RIDGEWALD HLNDS |
| Legal Block | 20 |
| Legal Lot Number | 54 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 E PROSPECT ST, WALDWICK, NJ 07463-2237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2024 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| May 26, 2022 | Deed, Transfer · Conventional Mortgage EMM LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 9, 2024 · Amount on Record |
| Deed Sale | Apr 9, 2024 · Amount on Record |
| Prior Sale | May 26, 2022 · Amount on Record |
| Deed Document Number | 202419318 |
| Deed Book / Page | 5209 / 1024 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 9, 2024 |
| Property Address | 41 E PROSPECT ST, WALDWICK, NJ 07463-2237 |
| Document Number | 0052091024 |
| Book / Page | 5209 / 1024 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 2024019318 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2024 |
| Title Company | CLEAR SKIES TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,616.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 RIVERFRONT BLVD # 220, 220, ELMWOOD PARK, NJ 07407-1048 |
| Name | Verified Name |
|---|---|
| Address | 41 E PROSPECT ST, WALDWICK, NJ 07463-2237 |
| Document Number | 2024019319 |
|---|---|
| Date | Apr 9, 2024 |
| Instrument | 2024019319 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 26, 2022 |
| Property Address | 41 E PROSPECT ST, WALDWICK, NJ 07463-2237 |
| Document Number | 0046940344 |
| Book / Page | 4694 / 344 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 2022054780 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,423.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 ANONA DRIVE, 2, BROOKLYN, NY 11231 |
| Name | Verified Name |
|---|---|
| Address | 41 E PROSPECT ST, WALDWICK, NJ 07463-2237 |
| Document Number | 2022054781 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 2022054781 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $631,700 (-) Land $232,000 Building $399,700 | $631,700 (-) Land $232,000 Building $399,700 | |
| 2025 | $14,498.00 (+3.67%) | $631,700 (+54.41%) Land $232,000 Building $399,700 | $631,700 (+54.41%) Land $232,000 Building $399,700 |
| 2024 | $13,985.00 (+20.03%) | ||
| 2023 | $409,100 Land $121,900 Building $287,200 | $409,100 Land $121,900 Building $287,200 | |
| 2022 | $11,651.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2007–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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