Bergen County and Waldwick Borough property record for 53 E Prospect St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 2,224 sqft · built 1950 |
| Lot Size | 0.215 acres (9,361 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $560,000 (Nov 2019) |
| Tax Bill | $15,025 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Apr 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00020-0000-00037 |
| Primary APN | 64-00020-0000-00037 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,224 sqft Living Area |
| 1st Floor Area | 2,224 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Stucco |
| Lot Area | 9,361 sqft (0.215 acres) |
| Lot Dimensions | 151 ft deep x 62 ft wide |
| Street Address | 53 E PROSPECT ST |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 62X151 |
| Legal Subdivision | RIDGEWALD HLNDS |
| Legal Block | 20 |
| Legal Lot Number | 37 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 53 E PROSPECT ST, WALDWICK, NJ 07463-2237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 25, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Nov 25, 2019 | Deed with Mortgage, Transfer · Conventional with PMI ATLANTIC HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2019 · Amount on Record |
| Deed Sale | Nov 25, 2019 · Amount on Record |
| Prior Sale | Jul 10, 2009 · Amount on Record |
| Deed Document Number | 201982119 |
| Deed Book / Page | 3421 / 354 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 2, 2026 |
| Property Address | 53 E PROSPECT ST, WALDWICK, NJ 07463-2237 |
| Document Number | 0000036498 |
| Book / Page | 5810 / 1308 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202636498 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 53 E PROSPECT ST, WALDWICK, NJ 07463-2237 |
| Document Number | 0000036498, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 5810/1308 |
| Instrument | 202636498 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 25, 2046 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 53 E PROSPECT ST, WALDWICK, NJ 07463-2237 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0032281028 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 3228/1028 |
| Instrument | 19-025760 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 25, 2019 |
| Property Address | 53 E PROSPECT ST, WALDWICK, NJ 07463-2237 |
| Document Number | 0034210354 |
| Book / Page | 003421 / 000354 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 82119 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2019 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 53 E PROSPECT ST WALDWICK NJ 074632237, WALDWICK, NJ 07463-2237 |
| Document Number | 34210360 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 003421/000360 |
| Instrument | 82119 |
| Name | ATLANTIC HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2049 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $694,600 (+6.09%) Land $312,600 Building $382,000 | $694,600 (+6.09%) Land $312,600 Building $382,000 | |
| 2025 | $15,025.00 (+3.66%) | $654,700 (+36.4%) Land $312,600 Building $342,100 | $654,700 (+36.4%) Land $312,600 Building $342,100 |
| 2024 | $14,495.00 (+6.04%) | ||
| 2023 | $480,000 Land $252,200 Building $227,800 | $480,000 Land $252,200 Building $227,800 | |
| 2022 | $13,670.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2007–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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