47 E Elder St, Cumberland, MD 21502 Property Records

Allegany County property record for 47 E Elder St, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,914 sqft · built 1922
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Tax Bill	$611 (2025)
Flood Zone	Zone X (minimal risk)
APN	`04-009266`

Property Details

APN / Parcel Number

Primary APN	`04-009266`
Alternative APNs	`4009266` `009266`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,914 sqft Total Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Siding
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Porch	Slab
Porch Area	274 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	009266
Street Address	47 E ELDER ST
City	CUMBERLAND
State	MD
Zip	21502-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	47 ELDER ST LOTS 171-172 60X125 HUMBIRD ADDN
Legal Subdivision	HUMBIRD ADD
Legal Lot Number	171,172
Jurisdiction	ALLEGANY MD
Township / Civil Division	4, CUMBERLAND
Census Block Group	1
Census Block	1064
Census Tract	800

Owner

Source: Allegany County records · APN 04-009266

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	47 E ELDER ST, CUMBERLAND, MD 21502-4705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,700 (+20.23%) Land $12,300 Building $61,400	$73,700 (+20.23%) Land $12,300 Building $61,400
2025	$611.00 (+7.19%) Homeowner's exemption
2023	$570.00 Homeowner's exemption	$61,300 Land $12,300 Building $49,000	$61,300 Land $12,300 Building $49,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1985–1996)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Fiber · Cable in parts of the area	1,000 / 1,000
Skypacket Networks Fixed Wireless	100 / 20

Based on FCC filings for 208 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CUMBERLAND serves 27,039 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.