Allegany County property record for 39 E Elder St, Cumberland, MD 21502 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 3,455 sqft Total Area |
| Lot Size | 10,000 sqft (0.23 acres) |
| Garage | Detached, 400 sqft |
| Last Sale | $100,000 (2021) |
| Tax Bill | $1,278.00 (2025) |
| Primary APN | 04-046471 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 3,455 sqft Total Area |
| Attic Area | 450 sqft Attic |
| Attic | 1 Attic |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Siding Exterior |
| Roof Material | Metal Roof |
| Lot Area | 10,000 sqft (0.23 acres) |
| Depth X Width | 125 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 144 sqft Deck |
| Porch Area | 288 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Account Number | 046471 |
|---|---|
| Street Address | 39 E ELDER ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-4705 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 39 ELDER ST LT 167-168 PT 169 80X125 HUMBIRD ADDN |
| Legal Subdivision | HUMBIRD ADD |
| Legal Lot Number | 167,168 |
| Jurisdiction | ALLEGANY MD |
| Minor Civil Division | 4, CUMBERLAND |
| Census Blockgroup | 1 |
| Census Block | 1064 |
| Census Tract | 800 |
Source: Allegany County records · APN 04-046471
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 21130, CATONSVILLE, MD 21228-0630 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING INC |
| Dec 08, 2021 | Deed, Transfer · Stand Alone First Mortgage DOMINION FINANCIAL SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 08, 2021 · Amount on Record |
| Deed Sale | Dec 08, 2021 · Amount on Record |
| Prior Sale | Feb 27, 1997 · Amount on Record |
| Deed Book / Page | 2731 / 368 |
| Prior Transfer Date | Aug 19, 2014 |
| Prior Transfer Doc | 0020780145 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 39 E ELDER ST, CUMBERLAND, MD 21502-4705 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | MARYLAND TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 002801-0482 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 2801/482 |
| Name | AMERICAN HERITAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Dec 08, 2021 |
| Property Address | 39 E ELDER ST, CUMBERLAND, MD 21502-4705 |
| Document Number | 002731-0368 |
| Book / Page | 2731 / 368 |
| Instrument Date | Oct 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | MARYLAND TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39 E ELDER ST, 39, CUMBERLAND, MD 21502-4705 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 21130, CATONSVILLE, MD 21228-0630 |
| Document Number | 0002731373 |
|---|---|
| Date | Dec 08, 2021 |
| Instrument | 2731/373 |
| Name | DOMINION FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Jun 29, 2022 |
Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,800 (+11.76%) Land $13,000 Building $142,800 | $155,800 (-) Land $13,000 Building $142,800 | |
| 2025 | $1,278.00 (+28.96%) | $139,400 (+30.77%) | $155,800 (+46.15%) Land $13,000 Building $142,800 |
| 2023 | $991.00 | $106,600 Land $13,000 Building $93,600 | $106,600 Land $13,000 Building $93,600 |
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