40 E Elder St, Cumberland, MD 21502 Property Records

Allegany County property record for 40 E Elder St, Cumberland, MD 21502 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1925
Square Footage	1,248 sqft Total Area
Lot Size	5,000 sqft (0.115 acres)
Occupancy	Owner Occupied
Last Sale	$101,000 (2021)
Tax Bill	$921.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`04-026985`
Alternative APNs	`4026985` `026985`

Interior

Full Baths	1 Baths
Building Area	1,248 sqft Total Area
Stories	2 Stories

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick Exterior
Roof Material	Composition Shingle Roof
Lot Area	5,000 sqft (0.115 acres)
Depth X Width	125 ft x 40 ft Depth x Width

Exterior Amenities

Shed	1 Shed
Shed Area	448 sqft Shed
Patio Area	212 sqft Patio
Porch Area	214 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	026985
Street Address	40 E ELDER ST
City	CUMBERLAND
State	MD
Zip	21502-4706
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	40 ELDER ST LOT 99 PT 98 40X125 HUMBIRD ADDN
Legal Subdivision	HUMBIRD ADD
Legal Lot Number	99
Jurisdiction	ALLEGANY MD
Minor Civil Division	4, CUMBERLAND
Census Blockgroup	1
Census Block	1065
Census Tract	800

Owner

Source: Allegany County records · APN 04-026985

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 E ELDER ST, CUMBERLAND, MD 21502-4706
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 19, 2021 · Amount on Record
Deed Sale	Jan 19, 2021 · Amount on Record
Prior Sale	Jul 14, 2006
Deed Book / Page	2625 / 192
Prior Transfer Date	Jun 28, 2006
Prior Transfer Doc	001288-0421
Record Refreshed	Sep 20, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jan 19, 2021
Property Address	40 E ELDER ST, CUMBERLAND, MD 21502-4706
Document Number	0026250192
Book / Page	002625 / 000192
Instrument Date	Dec 28, 2020
Transaction Type	Transfer
Record Updated	Feb 04, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$707.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 E ELDER ST CUMBERLAND MD 215024706, CUMBERLAND, MD 21502-4706

Mortgage

Document Number	26250202
Date	Jan 19, 2021
Book Page	002625/000202

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2051

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,100 (+8.56%) Land $10,000 Building $99,100	$109,100 (-) Land $10,000 Building $99,100
2025	$921.00 (+18.99%)	$100,500 (+20.65%)	$109,100 (+30.97%) Land $10,000 Building $99,100
2023	$774.00	$83,300 Land $10,000 Building $73,300	$83,300 Land $10,000 Building $73,300