47 Bernard St, Somerville, NJ 08876 Property Records

Somerset County and Branchburg Township property record for 47 Bernard St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	3,002 sqft · built 1992
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$735,000 (Jul 2021)
Tax Bill	$14,470 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00044-01-00025`

Property Details

APN / Parcel Number

Primary APN	`05-00044-01-00025`
Alternative APN	`0500044000100025`

Interior

Building Area	3,002 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	16,117 sqft (0.37 acres)

Location & Zoning

Street Address	47 BERNARD ST
City	SOMERVILLE
State	NJ
Zip	08876-3752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Description	INCL BLK 44 P/O LOT 43
Legal Subdivision	TIMBERS/BRANCHBURG
Legal Block	44.1
Legal Lot Number	25
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRANCHBURG
Census Block Group	3
Census Block	3006
Census Tract	53603

Owner

Source: Somerset County and Branchburg Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47 BERNARD ST, SOMERVILLE, NJ 08876-3752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Prior Sale	Sep 28, 2000 · Amount on Record
Deed Document Number	202143848
Deed Book / Page	7364 / 116
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 20, 2021
Property Address	47 BERNARD ST, SOMERVILLE, NJ 08876-3752
Document Number	0000043848
Book / Page	7364 / 116
Instrument Date	Jul 7, 2021
Instrument	2021043848
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	GUARDIAN SETTLEMENT AGENTS, GUARDIAN SETMNT AGENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,616.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 BERNARD ST, 47, BRANCHBURG, NJ 08876-3752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 BERNARD ST, BRANCHBURG, NJ 08876-3752

Mortgage

Document Number	0000043849
Date	Jul 20, 2021
Instrument	2021043849

Lender

Name	INVESTORS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Somerset County and Branchburg Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Branchburg Township
Unified School District	Branchburg Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$921,900 (+8.88%) Land $158,700 Building $763,200	$921,900 (+8.88%) Land $158,700 Building $763,200
2025	$14,470.00 (+5.91%)	$846,700 (+21.3%) Land $158,700 Building $688,000	$846,700 (+21.3%) Land $158,700 Building $688,000
2024	$13,663.00 (+4.11%)
2023		$698,000 Land $158,700 Building $539,300	$698,000 Land $158,700 Building $539,300
2022	$13,123.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (1978–2021)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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