39 Bernard St, Somerville, NJ 08876 Property Records

Somerset County and Branchburg Township property record for 39 Bernard St, Somerville, NJ 08876 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,700 sqft · built 1992
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (May 2016)
Tax Bill	$12,710 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00044-01-00021`

Property Details

APN / Parcel Number

Primary APN	`05-00044-01-00021`
Alternative APN	`0500044000100021`

Interior

Building Area	2,700 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	16,117 sqft (0.37 acres)

Location & Zoning

Street Address	39 BERNARD ST
City	SOMERVILLE
State	NJ
Zip	08876-3752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INCL BLK 44 P/O LOT 43
Legal Subdivision	TIMBERS/BRANCHBURG
Legal Block	44.1
Legal Lot Number	21
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRANCHBURG
Census Block Group	3
Census Block	3006
Census Tract	53603

Owner

Source: Somerset County and Branchburg Township records · APN 05-00044-01-00021

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 BERNARD ST, SOMERVILLE, NJ 08876-3752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2016 · Amount on Record
Deed Sale	May 12, 2016 · Amount on Record
Prior Sale	Apr 22, 2003 · Amount on Record
Deed Document Number	201618201
Deed Book / Page	6871 / 2479
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	39 BERNARD ST, SOMERVILLE, NJ 08876-3752
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047684
Date	Aug 06, 2021
Book Page	7370/138
Instrument	2021047684

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 01, 2046

Tax Assessment & Valuation

Source: Somerset County and Branchburg Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Branchburg Township
Unified School District	Branchburg Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$813,400 (+9.37%) Land $158,700 Building $654,700	$813,400 (+9.37%) Land $158,700 Building $654,700
2025	$12,710.00 (+5.66%)	$743,700 (+20.46%) Land $158,700 Building $585,000	$743,700 (+20.46%) Land $158,700 Building $585,000
2024	$12,029.00 (+3.78%)
2023		$617,400 Land $158,700 Building $458,700	$617,400 Land $158,700 Building $458,700
2022	$11,591.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350536033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (1978–2021)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Claims By Storm	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 193 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, T-Mobile USA, Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.