Somerset County and Branchburg Township property record for 51 Bernard St, Somerville, NJ 08876
| Property Type | Single Family Home |
|---|---|
| Details | 2,696 sqft · built 1992 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $12,317 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00044-01-00027 |
| Primary APN | 05-00044-01-00027 |
|---|
| Building Area | 2,696 sqft Living Area |
|---|
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 16,117 sqft (0.37 acres) |
| Street Address | 51 BERNARD ST |
|---|---|
| City | SOMERVILLE |
| State | NJ |
| Zip | 08876-3752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD |
| Legal Subdivision | TIMBERS/BRANCHBURG |
| Legal Block | 44.1 |
| Legal Lot Number | 27 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRANCHBURG |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 53603 |
Source: Somerset County and Branchburg Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 51 BERNARD ST, SOMERVILLE, NJ 08876-3752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 51 BERNARD ST, SOMERVILLE, NJ 08876-3752 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028572 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | 6975/1677 |
| Instrument | 2017028572 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 8, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Somerset County and Branchburg Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Branchburg Township |
| Unified School District | Branchburg Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $787,600 (+9.28%) Land $158,700 Building $628,900 | $787,600 (+9.28%) Land $158,700 Building $628,900 | |
| 2025 | $12,317.00 (+6.54%) | $720,700 (+21.33%) Land $158,700 Building $562,000 | $720,700 (+21.33%) Land $158,700 Building $562,000 |
| 2024 | $11,561.00 (+3.59%) | ||
| 2023 | $594,000 Land $158,700 Building $435,300 | $594,000 Land $158,700 Building $435,300 | |
| 2022 | $11,160.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 12 (1978–2021) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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