46993 Middle Rd, Hilliard, FL 32046 Property Records

Nassau County property record for 46993 Middle Rd, Hilliard, FL 32046

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,860 sqft · built 2020
Lot Size3.82 acres (166,588 sqft)
OwnerIndividual Name on File
Last Sale$42,500 (Jan 2020)
Tax Bill$6,148 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN15-3N-25-0251-0004-0000

Property Details

APN / Parcel Number

Primary APN15-3N-25-0251-0004-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,860 sqft Heated Area
Gross Area3,016 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area166,588 sqft (3.82 acres)
Pool Area250 sqft
PorchOpen Porch
Pole Barn2,400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address46993 MIDDLE RD
CityHILLIARD
StateFL
Zip32046-6276
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal DescriptionLOT 4 CASHEN FARMS PBK 8/193
Legal Range25E
Legal Township03N
Legal Section15
Legal SubdivisionCASHEN FARMS
Legal Lot Number4
JurisdictionNASSAU FL
Township / Civil DivisionCALLAHAN-HILLIARD
Census Block Group2
Census Block2025
Census Tract50402

Owner

Source: Nassau County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address46993 MIDDLE RD, HILLIARD, FL 32046-6276
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2023Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Jun 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 29, 2020Loan Modification, Mortgage
FIRST FED'L SVGS BK
Jan 6, 2020Warranty Deed, Transfer · FHA Mortgage
FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 6, 2020 · Amount on Record
Deed SaleJan 6, 2020 · Amount on Record
Deed Document Number202045000279
Deed Book / Page2329 / 1318
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address46993 MIDDLE RD, HILLIARD, FL 32046-6276
Transaction TypeMortgage
Record UpdatedJul 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address46993 MIDDLE RD, HILLIARD, FL 32046-6276

Mortgage

Document Number0026521816
DateJul 10, 2023
Book Page2652/1816
Instrument202345020716
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueAug 1, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address46993 MIDDLE RD, HILLIARD, FL 32046-6276
Transaction TypeMortgage
Record UpdatedMay 9, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address46993 MIDDLE RD, CALLAHAN, FL 32011

Mortgage

Document Number0024691328
DateJun 10, 2021
Book Page2469/1328
Instrument202145021770
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNASSAU FL
Property Address46993 MIDDLE RD, HILLIARD, FL 32046-6276
Document Number0024060052
Instrument DateOct 29, 2020
Transaction TypeMortgage
Record UpdatedDec 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address46993 MIDDLE RD CALLAHAN FL 32011, CALLAHAN, FL 32011

Mortgage

Document Number0024060052
DateNov 4, 2020
Book Page002406/000052
Instrument45035734
Lender
NameFIRST FED'L SVGS BK
TypeFederal Savings Bank
AddressLAKE CITY, FL 32055
Agreement
AmountAmount Recorded
Term360 Months
DueNov 3, 2050
Interest
Rate TypeFixed Rate
Rate2.75%

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateJan 6, 2020
Property Address46993 MIDDLE RD, HILLIARD, FL 32046-6276
Document Number0023291318
Book / Page2329 / 1318
Map ReferenceMB 8 PG 193&194
Instrument DateDec 31, 2019
Instrument202045000279
Transaction TypeTransfer
Record UpdatedMay 9, 2022
Title CompanyGUARDIAN TITLE & TRUST INC

Transaction

AmountAmount Recorded
Tax$297.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address54453 CRAVEY RD, 54453, CALLAHAN, FL 32011-4624

Transferred To (Grantee/Buyer)

NameVerified Name
Address5361 CREATIVE DR S, JACKSONVILLE, FL 32218-4384

Mortgage

Document Number0023291319
DateJan 6, 2020
Instrument2329/1319
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,148.00 (+8.99%) Homeowner's exemption$440,845 (+9.98%)$467,710 (+16.68%) Land $71,820 Building $395,890
2024$5,641.00 (+10.76%) Homeowner's exemption$400,851 (+12.94%) Land $51,570 Building $349,281$400,851 (+12.94%) Land $51,570 Building $349,281
2023$5,093.00 (+22.37%)$354,927 (+21.73%) Land $51,570 Building $303,357$354,927 (+21.73%) Land $51,570 Building $303,357
2022$4,162.00$291,572 Land $41,256 Building $250,316$291,572 Land $41,256 Building $250,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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