Nassau County property record for 46977 Middle Rd, Hilliard, FL 32046
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,332 sqft · built 2020 |
| Lot Size | 3.53 acres (153,767 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $60,000 (Dec 2017) |
| Tax Bill | $5,260 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2019 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-3N-25-0251-0006-0000 |
| Primary APN | 15-3N-25-0251-0006-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,332 sqft Living Area |
| Gross Area | 4,229 sqft |
| 1st Floor Area | 3,332 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 153,767 sqft (3.53 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46977 MIDDLE RD |
|---|---|
| City | HILLIARD |
| State | FL |
| Zip | 32046-6276 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | LOT 6 IN OR 2206/1002 CASHEN FARMS PBK 8/193 UTIL ESMT OR 2304/294 |
| Legal Range | 25E |
| Legal Township | 03N |
| Legal Section | 15 |
| Legal Subdivision | CASHEN FARMS |
| Legal Lot Number | 6 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 50402 |
Source: Nassau County records, as of November 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46977 MIDDLE RD, HILLIARD, FL 32046-6276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO |
| Jul 19, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage COUNTRY FIN'L CU |
| Jun 28, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 21, 2017 | Special Warranty Deed, Transfer · Commercial Mortgage SOUTHEASTERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2017 · Amount on Record |
| Deed Sale | Dec 21, 2017 · Amount on Record |
| Deed Document Number | 201737283 |
| Deed Book / Page | 2165 / 1309 |
| Last Transfer Date | Jun 25, 2018 |
| Transfer Doc | 0022061002 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 46977 MIDDLE RD, HILLIARD, FL 32046-6276 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2022 |
| Title Company | ALL FLORIDA TITLE COMPANY INC, ALL FLORIDA TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 4677 MIDDLE RD, HILLIARD, FL 32046 |
| Document Number | 0024731116 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 2473/1116 |
| Instrument | 202145023721 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jul 19, 2019 |
| Property Address | 46977 MIDDLE RD, HILLIARD, FL 32046-6276 |
| Document Number | 0022910895 |
| Book / Page | 002291 / 000895 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 45023385 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 76399 TIMBERCREEK BLVD YULEE FL 320971676, YULEE, FL 32097-1676 |
| Document Number | 22910895 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 002291/000895 |
| Instrument | 45023385 |
| Name | COUNTRY FIN'L CU |
|---|---|
| Address | MACCLENNY, FL 32063 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 18, 2020 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jun 28, 2018 |
| Property Address | 46977 MIDDLE RD, HILLIARD, FL 32046-6276 |
| Document Number | 0022061002 |
| Book / Page | 002206 / 001002 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 19986 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 76399 TIMBERCREEK BLVD YULEE FL 320971676, YULEE, FL 32097-1676 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Dec 21, 2017 |
| Property Address | 46977 MIDDLE RD, HILLIARD, FL 32046-6276 |
| Document Number | 0021651309 |
| Book / Page | 2165 / 1309 |
| Map Reference | MB8 PG193&194 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 201737283 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 RAYOINER WAY, 1, PALM BAY, FL 32907 |
| Name | Verified Name |
|---|---|
| Address | 76399 TIMBERCREEK BLVD, YULEE, FL 32097-1676 |
| Document Number | 0201737286 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 201737286 |
| Name | SOUTHEASTERN BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Dec 20, 2020 |
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,260.00 (+1.29%) Homeowner's exemption | $382,997 (+2.9%) | $536,597 (+13.17%) Land $105,900 Building $430,697 |
| 2024 | $5,193.00 (+1.21%) Homeowner's exemption | $372,203 (+3%) | $474,156 (+3.7%) Land $63,540 Building $410,616 |
| 2023 | $5,131.00 (+19.19%) Homeowner's exemption | $361,362 (+10.49%) | $457,251 (+23.08%) Land $63,540 Building $393,711 |
| 2022 | $4,305.00 Homeowner's exemption | $327,054 | $371,520 Land $63,540 Building $307,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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