4699 Old River Rd, Canton, NC 28716 Property Records

Haywood County property record for 4699 Old River Rd, Canton, NC 28716

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,560 sqft · built 1979
Lot Size2.65 acres (115,695 sqft)
Owner2 Individual Names on File
Last Sale$115,000 (Mar 1990)
Tax Bill$1,695 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Mar 2020 Sale
Flood ZoneZone AE (high risk)
APN8645-44-1220

Property Details

APN / Parcel Number

Primary APN8645-44-1220
Alternative APN
  • 261420

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,560 sqft Heated Area
Gross Area2,860 sqft
1st Floor Area1,560 sqft
Basement Area1,560 sqft
Unfinished Basement1,560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleConventional
Exterior MaterialWood Siding
Roof MaterialAsphalt
Lot Area115,695 sqft (2.65 acres)
Garage Area750 sqft
Parking Spaces3 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump
SewerSeptic

Location & Zoning

Account Number261420
Street Address4699 OLD RIVER RD
CityCANTON
StateNC
Zip28716-2612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4699 OLD RIVER RD
JurisdictionHAYWOOD NC
Township / Civil DivisionPIGEON
Census Block Group2
Census Block2044
Census Tract921301

Owner

4699 Old River Rd is owned and occupied by two individuals who acquired it in March 2020.

Source: Haywood County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address4699 OLD RIVER RD, CANTON, NC 28716-2612
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Mar 25, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 1990 · Amount on File
Deed SaleMar 12, 1990 · Amount on File
Deed Book / Page406 / 928
Last Transfer DateMar 19, 2020
Transfer Doc0009940052
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address4699 OLD RIVER RD, CANTON, NC 28716-2612
Transaction TypeMortgage
Record UpdatedJul 22, 2021
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000360193
DateJul 15, 2021
Book Page36/193
Instrument2021008585
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateMar 25, 2020
Property Address4699 OLD RIVER RD, CANTON, NC 28716-2612
Document Number0009940052
Book / Page000994 / 000052
Instrument DateMar 19, 2020
Instrument2766
Transaction TypeTransfer
Record UpdatedApr 21, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,776.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4699 OLD RIVER RD CANTON NC 287162612, CANTON, NC 28716-2612

Tax Assessment & Valuation

The 2025 property tax bill for 4699 Old River Rd was $1,695.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$236,400 (-) Land $50,400 Building $186,000
2025$1,695.00$236,400 Land $50,400 Building $186,000$236,400 Land $50,400 Building $186,000
2023$236,400 Land $50,400 Building $186,000$236,400 Land $50,400 Building $186,000
2021$236,400 Land $50,400 Building $186,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4699 Old River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims18 (1994–2024)
Claims Outside the SFHA3 of 18
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 9 claims
  • Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims
  • Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4699 Old River Rd is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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