4697 1st St NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 4697 1st St NE, Saint Cloud, MN 56304 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size15,800 sqft (0.362 acres)
OccupancyOwner Occupied
Last Sale$305,000 (2020)
Tax Bill$5,926.00 (2026)

Property Details

APN / Parcel Number

Primary APN17.01846.00

Exterior

Lot Area15,800 sqft (0.362 acres)

Location & Zoning

Street Address4697 1ST ST NE
CitySAINT CLOUD
StateMN
Zip56304-4676
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECT-33 TWP-036 RANGE-030 WATERS EDGE AT DON LAKE LOT-005 BLOCK-003 ASSOCIATION YES COMMON EL NO
Legal Range030
Legal Township036
Legal Section33
Legal SubdivisionWATERS EDGE AT DON LAKE
Legal Block3
Legal Lot Number5
JurisdictionBENTON MN
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2065
Census Tract20300

Owner

Source: Benton County records · APN 17.01846.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4697 1ST ST NE, SAINT CLOUD, MN 56304-4676
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2020Deed of Trust, Mortgage · Stand Alone Second Mortgage
CITIZENS STATE BANK
Dec 16, 2020Warranty Deed, Transfer
EDINA REALTY TITLE, EDINA REALTY TITLE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 16, 2020 · Amount on Record
Deed SaleDec 16, 2020 · Amount on Record
Prior SaleOct 06, 2009 · Amount on Record
Deed Doc Number2020448239
Record RefreshedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MN
Property Address4697 1ST ST NE, SAINT CLOUD, MN 56304-4676
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000447564
DateNov 18, 2020
Instrument447564
Lender
NameCITIZENS STATE BANK
TypeBank
AddressHUDSON, WI 54016
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term5 Months
DueApr 05, 2021

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateDec 16, 2020
Property Address4697 1ST ST NE, SAINT CLOUD, MN 56304-4676
Document Number0000448239
Instrument DateOct 28, 2020
Instrument448239
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyEDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

AmountAmount Recorded
Tax$1,006.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4697 1ST ST NE, SAINT CLOUD, MN 56304-4676

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,926.00 (+22.74%) Homeowner's exemption$373,400 (+6.96%) Land $60,000 Building $313,400$373,400 (+6.96%) Land $60,000 Building $313,400
2023$4,828.00$349,100 Land $45,000 Building $304,100$349,100 Land $45,000 Building $304,100

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