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4680 1st St NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 4680 1st St NE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.309 acres (13,493 sqft)
Owner2 Individual Names on Record
Last Sale$313,951 (Aug 2020)
Tax Bill$5,928 (2026)
Deeds & MortgagesAug 2020 Sale
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17.01828.00

Property Details

APN / Parcel Number

Primary APN17.01828.00

Exterior

Architectural StyleMulti-Family
Lot Area13,493 sqft (0.309 acres)

Location & Zoning

Street Address4680 1ST ST NE
CitySAINT CLOUD
StateMN
Zip56304-4676
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-33 TWP-036 RANGE-030 WATERS EDGE AT DON LAKE LOT-001 BLOCK-001 ASSOCIATION YES COMMON EL NO
Legal Range030
Legal Township036
Legal Section33
Legal SubdivisionWATERS EDGE AT DON LAKE
Legal Block1
Legal Lot Number1
JurisdictionBENTON MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2065
Census Tract20300

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4680 1ST ST NE, SAINT CLOUD, MN 56304-4676
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2020Quit Claim Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Aug 11, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2020 · Amount on Record
Deed SaleAug 11, 2020 · Amount on Record
Prior SaleAug 11, 2020 · Amount on Record
Deed Document Number2020445000
Prior Transfer DateJan 10, 2008
Prior Transfer Doc0001354420
Record UpdatedSep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBENTON MN
Recording DateAug 11, 2020
Property Address4680 1ST ST NE, SAINT CLOUD, MN 56304-4676
Document Number444999
Instrument DateJul 23, 2020
Instrument444999
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$87.53
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateAug 11, 2020
Property Address4680 1ST ST NE, SAINT CLOUD, MN 56304-4676
Document Number445000
Instrument DateJul 23, 2020
Instrument445000
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,036.04
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4680 1ST ST NE, SAINT CLOUD, MN 56304-4676

Mortgage

Document Number445001
DateAug 11, 2020
Instrument445001
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,928.00 (+23.71%) Homeowner's exemption$373,500 (+4.36%) Land $60,000 Building $313,500$373,500 (+4.36%) Land $60,000 Building $313,500
2023$4,792.00$357,900 Land $45,000 Building $312,900$357,900 Land $45,000 Building $312,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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