4681 1st St NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 4681 1st St NE, Saint Cloud, MN 56304 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	11,263 sqft (0.258 acres)
Occupancy	Owner Occupied
Last Sale	$247,900 (2020)
Tax Bill	$4,698.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`17.01842.00`

Exterior

Lot Area	11,263 sqft (0.258 acres)

Location & Zoning

Street Address	4681 1ST ST NE
City	SAINT CLOUD
State	MN
Zip	56304-4676
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SECT-33 TWP-036 RANGE-030 WATERS EDGE AT DON LAKE LOT-001 BLOCK-003 ASSOCIATION YES COMMON EL NO
Legal Range	030
Legal Township	036
Legal Section	33
Legal Subdivision	WATERS EDGE AT DON LAKE
Legal Block	3
Legal Lot Number	1
Jurisdiction	BENTON MN
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2065
Census Tract	20300

Owner

Source: Benton County records · APN 17.01842.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4681 1ST ST NE, SAINT CLOUD, MN 56304-4676
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Aug 02, 2013 · Amount on Record
Deed Doc Number	2020447644
Record Refreshed	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Nov 23, 2020
Property Address	4681 1ST ST NE, SAINT CLOUD, MN 56304-4676
Document Number	447644
Instrument Date	Nov 09, 2020
Instrument	447644
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$818.07
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4681 1ST ST NE, SAINT CLOUD, MN 56304-4676
Investor	Possibly a Property Investor

Mortgage

Document Number	447645
Date	Nov 23, 2020
Instrument	447645

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,698.00 (+21.46%) Homeowner's exemption	$303,900 (+1.71%) Land $60,000 Building $243,900	$303,900 (+1.71%) Land $60,000 Building $243,900
2023	$3,868.00	$298,800 Land $45,000 Building $253,800	$298,800 Land $45,000 Building $253,800