46964 451st Ave, Nicollet, MN 56074 Property Records

Nicollet County property record for 46964 451st Ave, Nicollet, MN 56074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,338 sqft · built 1900
Lot Size	4.37 acres (190,357 sqft)
Owner	Individual Name on File
Last Sale	$338,900 (Dec 2019)
Tax Bill	$3,292 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09.003.0800`

Property Details

APN / Parcel Number

Primary APN	`09.003.0800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,338 sqft Living Area
Basement Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Metal
Lot Area	190,357 sqft (4.37 acres)
Garage Type	Attached
Garage Area	930 sqft
Driveway	Driveway
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	250 sqft
Deck Area	Deck Area
Patio Area	585 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	46964 451ST AVE
City	NICOLLET
State	MN
Zip	56074-4328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E 1/2 OF SE 1/4 ACRES 4.37
Legal Range	28
Legal Township	109
Legal Section	03
Jurisdiction	NICOLLET MN
Township / Civil Division	NICOLLET
Census Block Group	4
Census Block	4000
Census Tract	480200

Owner

46964 451st Ave is owned and occupied by an individual who bought it in December 2019.

Source: Nicollet County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	46964 451ST AVE, NICOLLET, MN 56074-4328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT FINANCIAL CREDIT UNION
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED PRAIRE BANK
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Dec 2, 2019	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2019 · Amount on File
Deed Sale	Dec 2, 2019 · Amount on File
Deed Document Number	2019329992
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Recording Date	Jul 15, 2026
Property Address	46964 451ST AVE, NICOLLET, MN 56074-4328
Document Number	0000358715
Instrument Date	Jul 9, 2026
Instrument	2026358715
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	46964 451ST AVE, NICOLLET, MN 56074-4328

Mortgage

Document Number	0000358715,
Date	Jul 15, 2026
Instrument	2026358715

Lender

Name	SOUTHPOINT FINANCIAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	46964 451ST AVE, NICOLLET, MN 56074-4328
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000331102
Date	Mar 3, 2020
Instrument	331102

Lender

Name	UNITED PRAIRE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Mar 15, 2027

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	46964 451ST AVE, NICOLLET, MN 56074-4328
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000337206
Date	Apr 9, 2021
Instrument	337206

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Dec 2, 2019
Property Address	46964 451ST AVE, NICOLLET, MN 56074-4328
Document Number	0000329992
Instrument Date	Nov 19, 2019
Instrument	329992
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	LE SUEUR COUNTY ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.37
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	46964 451ST AVE, NICOLLET, MN 56074-4328

Mortgage

Document Number	0000329993
Date	Dec 2, 2019
Instrument	329993

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 46964 451st Ave was $3,292 with a homeowner's exemption.

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
County Subdivision	Nicollet Township
Unified School District	Nicollet Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,292.00 Homeowner's exemption	$353,700 Land $98,700 Building $255,000	$353,700 Land $98,700 Building $255,000
2025	$3,292.00
2023	$3,164.00 Homeowner's exemption	$366,100 Land $88,700 Building $277,400	$366,100 Land $88,700 Building $277,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46964 451st Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46964 451st Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
MVTV Wireless Fixed Wireless	100 / 20
Nuvera Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3
CenturyLink DSL	10 / 1

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