469555 E 610 Rd, Watts, OK 74964 Property Records

Adair County property record for 469555 E 610 Rd, Watts, OK 74964

Property Summary

Property Type	Rural Home
Details	5 bd · 4 ba · 2,924 sqft · built 1987
Lot Size	50 acres (2,178,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,984 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone A (high risk)
APN	`0000-17-019-025-0-005-00`

Property Details

APN / Parcel Number

Primary APN	`0000-17-019-025-0-005-00`
Alternative APN	`9095`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	15 Rooms
Stories	1 Story
Building Area	2,924 sqft Living Area
Gross Area	2,607 sqft
1st Floor Area	2,607 sqft
Basement Area	1,620 sqft
Unfinished Basement	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1992
Architectural Style	Contemporary
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,178,000 sqft (50 acres)
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	271 sqft
Deck Area	896 sqft
Patio Area	892 sqft
Shed	1 Shed
Shed Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9095
Street Address	469555 E 610 RD
City	WATTS
State	OK
Zip	74964-6452
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	IP
Legal Description	NW SE NE & W2 NE NE & E2 SW NE ANDREW K HUGGINS & CATHERINE M HUGGINS (TRUSTEES) REVOCABLE LIVING TRUST 5/05/2011
Legal Range	25E
Legal Township	19N
Legal Section	17
Jurisdiction	ADAIR OK
Township / Civil Division	WATTS
Census Block Group	2
Census Block	2039
Census Tract	376600

Owner

Source: Adair County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	469555 E 610 RD, WATTS, OK 74964-6452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Property Address	469555 E 610 RD, WATTS, OK 74964-6452
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0560/539
Date	Oct 21, 2019
Book Page	0560/539
Instrument	2019-003062

Lender

Name	ARVEST BANK
Type	Bank
Address	TULSA, OK 74135

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 20, 2044

Tax Assessment & Valuation

Source: Adair County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Adair County
Unified School District	Watts Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,016 (+3%) Land $2,108 Building $26,908	$241,803 (-31.17%) Land $17,565 Building $224,238
2025	$1,984.00 (+3.12%) Homeowner's exemption	$28,171 (+3%) Land $2,108 Building $26,063	$351,289 (-5.08%) Land $17,565 Building $333,724
2024	$1,924.00 (+3.11%) Homeowner's exemption	$27,351 (+3%) Land $2,108 Building $25,243	$370,075 (+7.72%) Land $17,565 Building $352,510
2023	$1,866.00 Homeowner's exemption	$26,555 Land $2,108 Building $24,447	$343,547 Land $17,565 Building $325,982

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (2011–2022)
Claims Outside the SFHA	3 of 10
Most Recent Claim	May 2022 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2022 · 2 claims Severe Winter Storms And Flooding, Dec 2015 · 4 claims Severe Storms And Flooding, Apr 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 52% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	2,500 / 2,500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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