46914 286th Ave SE, Enumclaw, WA 98022 Property Records

King County property record for 46914 286th Ave SE, Enumclaw, WA 98022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,420 sqft · built 1980
Lot Size	0.853 acres (37,160 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Apr 2026)
Tax Bill	$7,107 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`312007-9142`

Property Details

APN / Parcel Number

Primary APN	`312007-9142`
Alternative APN	`312007914202`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	1,820 sqft
1st Floor Area	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	37,160 sqft (0.853 acres)
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	460 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	312007914202
Street Address	46914 286TH AVE SE
City	ENUMCLAW
State	WA
Zip	98022-9320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-5
Legal Description	LOT 1 KCSP 1082038 REC #8606130358 SD SP DAF - THAT POR OF S 408 FT OF N 808 FT OF POR OF SW 1/4 OF NE 1/4 LY ELY OF 286TH AVE SE
Legal Range	07
Legal Township	20
Legal Section	31
Legal Subdivision	SP 1082038
Legal Block	142
Legal Lot Number	1
Jurisdiction	KING WA
Township / Civil Division	ENUMCLAW PLATEAU
Census Block Group	1
Census Block	1198
Census Tract	31502

Owner

46914 286th Ave SE is owned and occupied by two individuals who bought it in April 2026.

Source: King County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46914 286TH AVE SE, ENUMCLAW, WA 98022-9320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Apr 13, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 26, 2024	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 14, 2021	Warranty Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on File
Deed Sale	Apr 13, 2026 · Amount on File
Prior Sale	Feb 26, 2024 · Amount on File
Deed Document Number	20261178
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	46914 286TH AVE SE, ENUMCLAW, WA 98022-9320
Transaction Type	Mortgage
Record Updated	Jun 4, 2026
Title Company	RAINIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002224
Date	Jul 19, 2021
Instrument	20210719002224

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Apr 13, 2026
Property Address	46914 286TH AVE SE, ENUMCLAW, WA 98022-9320
Document Number	0000001178
Instrument Date	Apr 10, 2026
Instrument	20261178
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE COMPANY OF

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46914 286TH AVE SE, ENUMCLAW, WA 98022-9320

Mortgage

Document Number	0000001179,
Date	Apr 13, 2026
Instrument	202604131179

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Feb 26, 2024
Property Address	46914 286TH AVE SE, ENUMCLAW, WA 98022-9320
Document Number	0000000679
Map Reference	DOC 8606130358
Instrument Date	Feb 20, 2024
Instrument	20240226000679
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27818 215TH PL SE, MAPLE VALLEY, WA 98038-3127

Mortgage

Document Number	0000000680
Date	Feb 26, 2024
Instrument	20240226000680

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	May 14, 2021
Property Address	46914 286TH AVE SE, ENUMCLAW, WA 98022-9320
Document Number	0000001245
Map Reference	DOC 8606130358
Instrument Date	May 6, 2021
Instrument	20210514001245
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE LTD

Transaction

Amount	Amount on Record
Tax	$9,785.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4415 218TH AVE E, LAKE TAPPS, WA 98391-8723

Tax Assessment & Valuation

The 2026 property tax bill for 46914 286th Ave SE was $7,107, up 2.2% from the year before.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Unified School District	Enumclaw School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,107.00 (+2.23%)
2025	$6,952.00	$687,000 (+2.38%) Land $303,000 Building $384,000	$687,000 (+2.38%) Land $303,000 Building $384,000
2024	$6,952.00	$671,000 Land $204,000 Building $467,000	$671,000 Land $204,000 Building $467,000
2022	$6,537.00	$661,000 Land $202,000 Building $459,000	$661,000 Land $202,000 Building $459,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46914 286th Ave SE in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (1990–2020)
Most Recent Claim	Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46914 286th Ave SE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENUMCLAW WATER DEPARTMENT serves 23,276 people · EPA ID WA5323600
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Skynet Broadband.

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