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  5. 286th Ave SE

46728 286th Ave SE, Enumclaw, WA 98022 Property Records

King County property record for 46728 286th Ave SE, Enumclaw, WA 98022 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,300 sqft · built 1989
Lot Size3.21 acres (139,875 sqft)
Owner2 Individual Names on File
Last Sale$739,900 (Dec 2019)
Tax Bill$9,412 (2026)
Deeds & MortgagesNov 2021 Sale & Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN312007-9141

Property Details

APN / Parcel Number

Primary APN312007-9141
Alternative APN
  • 312007914103

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,300 sqft Living Area
Gross Area2,850 sqft
1st Floor Area2,300 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area139,875 sqft
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area100 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number312007914103
Street Address46728 286TH AVE SE
CityENUMCLAW
StateWA
Zip98022-7337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 KCSP 886003 REC #8808030527 SD SP DAF - POR OF S 1/2 OF NW 1/4 OF NE 1/4 LY ELY OF 286TH AVE SE
Legal Range07
Legal Township20
Legal Section31
Legal SubdivisionSP 886003
Legal Block141
Legal Lot Number3
JurisdictionKING WA
Township / Civil DivisionENUMCLAW PLATEAU
Census Block Group1
Census Block1198
Census Tract31502

Owner

Source: King County records · APN 312007-9141

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address46728 286TH AVE SE, ENUMCLAW, WA 98022-7337
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2021Warranty Deed, Transfer · FHA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Dec 09, 2019Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 09, 2019 · Amount on Record
Deed SaleDec 09, 2019 · Amount on Record
Prior SaleJul 16, 2015 · Amount on Record
Deed Document Number20191722
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKING WA
Recording DateNov 12, 2021
Property Address46728 286TH AVE SE, ENUMCLAW, WA 98022-7337
Document Number0000002168
Map ReferenceDOC 8808030527
Instrument DateNov 08, 2021
Instrument20211112002168
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE LTD

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$7,445.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46726 286TH AVE SE, ENUMCLAW, WA 98022-7337
InvestorPossibly a Property Investor

Mortgage

Document Number0000002169
DateNov 12, 2021
Instrument20211112002169
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

Mortgage

Document Number0000002170
DateNov 12, 2021
Instrument20211112002170
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKING WA
Recording DateDec 09, 2019
Property Address46728 286TH AVE SE, ENUMCLAW, WA 98022-7337
Document Number0000001722
Map ReferenceDOC 8808030527
Instrument DateDec 04, 2019
Instrument20191209001722
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$13,175.22
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address30707 122ND ST E, BUCKLEY, WA 98321-9613

Mortgage

Document Number0000001723
DateDec 09, 2019
Instrument20191209001723
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: King County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateWashington
CountyKing County
Unified School DistrictEnumclaw School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$9,412.00 (+1.91%)
2025$923,000 (+2.1%) Land $400,000 Building $523,000$923,000 (+2.1%) Land $400,000 Building $523,000
2024$9,236.00 (+6.34%)$904,000 (+1.57%) Land $281,000 Building $623,000$904,000 (+1.57%) Land $281,000 Building $623,000
2022$8,685.00$890,000 Land $278,000 Building $612,000$890,000 Land $278,000 Building $612,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, King County (53033C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530330315021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims5 (1990–2020)
Most Recent ClaimFeb 2020, rainfall accumulation, Severe Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 16% of Washington
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Cyberdyne NetworksFixed Wireless (licensed-by-rule)100 / 100

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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