King County property record for 46608 286th Ave SE, Enumclaw, WA 98022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,980 sqft · built 1943 |
| Lot Size | 2.71 acres (118,154 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $488,000 (Jun 2019) |
| Tax Bill | $7,391 (2026) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 312007-9021 |
| Primary APN | 312007-9021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,980 sqft Living Area |
| 1st Floor Area | 1,210 sqft |
| Basement Area | 770 sqft |
| Finished Basement | 770 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Lot Area | 118,154 sqft |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Deck Area | 220 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 312007902108 |
|---|---|
| Street Address | 46608 286TH AVE SE |
| City | ENUMCLAW |
| State | WA |
| Zip | 98022-9321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-5 |
| Legal Description | LOT 1 KCSP 886003 REC #8808030527 SD SP DAF - POR OF S 1/2 OF NW 1/4 OF NE 1/4 LY ELY OF 286TH AVE SE |
| Legal Range | 07 |
| Legal Township | 20 |
| Legal Section | 31 |
| Legal Subdivision | SP 886003 |
| Legal Block | 21 |
| Legal Lot Number | 1 |
| Jurisdiction | KING WA |
| Township / Civil Division | ENUMCLAW PLATEAU |
| Census Block Group | 1 |
| Census Block | 1198 |
| Census Tract | 31502 |
46608 286th Ave SE is owned and occupied by two individuals who bought it in June 2019.
Source: King County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46608 286TH AVE SE, ENUMCLAW, WA 98022-9321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Jun 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI BAY EQUITY |
| Jun 7, 2019 | Warranty Deed, Transfer · FHA Mortgage BAY EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2019 · Amount on File |
| Deed Sale | Jun 7, 2019 · Amount on File |
| Prior Sale | Jun 15, 1993 · Amount on File |
| Deed Document Number | 20191387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 46608 286TH AVE SE, ENUMCLAW, WA 98022-9321 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Title Company | SERVICELINK, SERVICE LINK |
| Name | Verified Name |
|---|
| Document Number | 0000000123 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 20231010000123 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 46608 286TH AVE SE, ENUMCLAW, WA 98022-9321 |
| Document Number | 0000000794 |
| Instrument Date | Jun 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 46608 286TH AVE SE ENUMCLAW WA 980229321, ENUMCLAW, WA 98022-9321 |
| Document Number | 0000000794 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 202006260794 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KING WA |
| Recording Date | Jun 7, 2019 |
| Property Address | 46608 286TH AVE SE, ENUMCLAW, WA 98022-9321 |
| Document Number | 0000001387 |
| Instrument Date | May 29, 2019 |
| Instrument | 201906071387 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 46608 286TH AVE SE ENUMCLAW WA 980229321, ENUMCLAW, WA 98022-9321 |
| Document Number | 1388 |
|---|---|
| Date | Jun 7, 2019 |
| Instrument | 201906071388 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 6, 2049 |
The 2026 property tax bill for 46608 286th Ave SE was $7,391.
Source: King County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | King County |
| Unified School District | Enumclaw School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,391.00 | ||
| 2025 | $716,000 (+2.29%) Land $400,000 Building $316,000 | $716,000 (+2.29%) Land $400,000 Building $316,000 | |
| 2024 | $7,237.00 | $700,000 Land $271,000 Building $429,000 | $700,000 Land $271,000 Building $429,000 |
| 2022 | $6,801.00 | $689,000 Land $267,000 Building $422,000 | $689,000 Land $267,000 Building $422,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46608 286th Ave SE in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 5 (1990–2020) |
| Most Recent Claim | Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46608 286th Ave SE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ENUMCLAW WATER DEPARTMENT serves 23,276 people · EPA ID WA5323600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Skynet Broadband Fixed Wireless | 100 / 100 |
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