Catawba County property record for 4691 Kiser Island Rd, Terrell, NC 28682
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,586 sqft · built 2013 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on File |
| Last Sale | $242,500 (Dec 2011) |
| Tax Bill | $5,356 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4616-02-56-3072 |
| Primary APN | 4616-02-56-3072 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,586 sqft Living Area |
| 1st Floor Area | 4,166 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 22,216 sqft (0.51 acres) |
| View / Lot | Waterfront / Beach |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 992 sqft |
| Patio Area | 122 sqft |
| Canopy | 608 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4691 KISER ISLAND RD |
|---|---|
| City | TERRELL |
| State | NC |
| Zip | 28682-9770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Description | LOT 31 PLAT 13-19 |
| Legal Subdivision | B L KISER |
| Legal Lot Number | 31 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | MOUNTAIN CREEK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 11505 |
4691 Kiser Island Rd is owned and occupied by an individual who acquired it in December 2020.
Source: Catawba County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4691 KISER ISLAND RD, TERRELL, NC 28682-9770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jan 27, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2011 · Amount on File |
| Deed Sale | Dec 30, 2011 · Amount on File |
| Prior Sale | Jan 22, 2009 · Amount on File |
| Deed Document Number | 201122213 |
| Deed Book / Page | 3107 / 1321 |
| Last Transfer Date | Dec 17, 2020 |
| Transfer Doc | 0036291289 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 4691 KISER ISLAND RD, TERRELL, NC 28682-9770 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 4691 KISER ISLAND RD, TERRELL, NC 28682-9770 |
| Investor | Possibly a Property Investor |
| Document Number | 0039901689 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 3990/1689 |
| Instrument | 25624 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Jan 27, 2021 |
| Property Address | 4691 KISER ISLAND RD, TERRELL, NC 28682-9770 |
| Document Number | 0036291289 |
| Book / Page | 3629 / 1289 |
| Map Reference | MB 13 PG 19 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 1786 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | BOSTON NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4691 KISER ISLAND RD, TERRELL, NC 28682-9770 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001787 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 1787 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 4691 Kiser Island Rd was $5,356, down 19.1% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,344,100 (-) Land $417,900 Building $926,200 | ||
| 2025 | $5,356.00 (-19.08%) | $1,344,100 Land $417,900 Building $926,200 | |
| 2024 | $6,619.00 (+2.07%) | ||
| 2023 | $6,485.00 | $779,600 Land $247,000 Building $532,600 | $1,344,100 Land $417,900 Building $926,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4691 Kiser Island Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4691 Kiser Island Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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