4653 Kiser Island Rd, Terrell, NC 28682 Property Records

Catawba County property record for 4653 Kiser Island Rd, Terrell, NC 28682

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,348 sqft · built 1887
Lot Size0.8 acres (34,848 sqft)
Owner2 Individual Names on File
Tax Bill$4,645 (2025)
Deeds & MortgagesJul 2026 Sale
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN4616-02-56-3475

Property Details

APN / Parcel Number

Primary APN4616-02-56-3475
Alternative APN
  • 0019751

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,348 sqft Living Area
1st Floor Area3,168 sqft
Upper Floors Area1,584 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1887
Effective Year BuiltEffective 2010
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area34,848 sqft (0.8 acres)
View / LotWaterfront / Beach
PorchPorch
Porch Area167 sqft
Patio Area491 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4653 KISER ISLAND RD
CityTERRELL
StateNC
Zip28682-9770
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-30
Legal DescriptionLOT 24 24 PL 13-19 KISER PL 13-19
Legal SubdivisionB L KISER
Legal Lot Number24
JurisdictionCATAWBA NC
Township / Civil DivisionMOUNTAIN CREEK
Census Block Group2
Census Block2012
Census Tract11505

Owner

4653 Kiser Island Rd is owned and occupied by two individuals who acquired it in August 2007.

Source: Catawba County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address4653 KISER ISLAND RD, TERRELL, NC 28682-9770
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 21, 2007
Transfer Doc0028590201
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATAWBA NC
Recording DateJul 6, 2026
Property Address4653 KISER ISLAND RD, TERRELL, NC 28682-9770
Document Number0000013487
Book / Page4032 / 629
Instrument DateApr 20, 2026
Instrument202613487
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4653 KISER ISLAND RD, TERRELL, NC 28682-9770

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address4653 KISER ISLAND RD, TERRELL, NC 28682-9770
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036011703
DateSep 24, 2020
Book Page3601/1703
Instrument19580
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4653 Kiser Island Rd was $4,645, down 19.1% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
Unified School DistrictCatawba County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,165,600 (-) Land $523,600 Building $642,000
2025$4,645.00 (-19.08%)$1,165,600 Land $523,600 Building $642,000
2024$5,740.00 (+2.06%)
2023$5,624.00$373,600 Land $195,300 Building $178,300$1,165,600 Land $523,600 Building $642,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4653 Kiser Island Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4653 Kiser Island Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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