Catawba County property record for 4703 Kiser Island Rd, Terrell, NC 28682
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,855 sqft · built 2017 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $245,000 (Feb 2012) |
| Tax Bill | $6,210 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4616-02-55-3962 |
| Primary APN | 4616-02-55-3962 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,855 sqft Living Area |
| 1st Floor Area | 4,974 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 20,038 sqft (0.46 acres) |
| View / Lot | Waterfront / Beach |
| Garage Type | Attached |
| Garage Area | 837 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 1,440 sqft |
| Patio Area | 837 sqft |
| Canopy | 608 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4703 KISER ISLAND RD |
|---|---|
| City | TERRELL |
| State | NC |
| Zip | 28682-9771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Description | LOT 32 PL 13-19 |
| Legal Subdivision | B L KISER |
| Legal Lot Number | 32 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | MOUNTAIN CREEK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 11505 |
4703 Kiser Island Rd is owner-occupied and held in a trust since December 2024.
Source: Catawba County records, as of August 18, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4703 KISER ISLAND RD, TERRELL, NC 28682-9771 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHRISTENSEN FINANCIAL INC |
| Jul 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK |
| Mar 2, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2012 · Amount on File |
| Deed Sale | Feb 15, 2012 · Amount on File |
| Prior Sale | Jun 9, 2006 · Amount on File |
| Deed Document Number | 20122617 |
| Deed Book / Page | 3113 / 1283 |
| Last Transfer Date | Dec 20, 2024 |
| Transfer Doc | 0039161199 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 4703 KISER ISLAND RD, TERRELL, NC 28682-9771 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0035840356 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 3584/356 |
| Instrument | 13256 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 4703 KISER ISLAND RD, TERRELL, NC 28682-9771 |
| Document Number | 0035911931 |
| Instrument Date | Jul 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2020 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 4703 KISER ISLAND RD TERRELL NC 286829771, TERRELL, NC 28682-9771 |
| Document Number | 0035911931 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 003591/001931 |
| Instrument | 15994 |
| Name | TRUIST BK |
|---|---|
| Address | WHITEVILLE, NC 28472 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 4703 KISER ISLAND RD, TERRELL, NC 28682-9771 |
| Document Number | 0034421468 |
| Instrument Date | Mar 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2018 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 4703 KISER ISLAND RD TERRELL NC 286829771, TERRELL, NC 28682-9771 |
| Document Number | 0034421468 |
|---|---|
| Date | Mar 9, 2018 |
| Book Page | 003442/001468 |
| Instrument | 3765 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4703 Kiser Island Rd was $6,210, down 19.1% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,558,300 (-) Land $392,200 Building $1,166,100 | ||
| 2025 | $6,210.00 (-19.08%) | $1,558,300 Land $392,200 Building $1,166,100 | |
| 2024 | $7,674.00 (+2.08%) | ||
| 2023 | $7,518.00 | $945,500 Land $231,700 Building $713,800 | $1,558,300 Land $392,200 Building $1,166,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4703 Kiser Island Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4703 Kiser Island Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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