469 Monte Oro St, Manteca, CA 95337 Property Records

San Joaquin County property record for 469 Monte Oro St, Manteca, CA 95337

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,071 sqft · built 2008
Lot Size	0.206 acres (8,962 sqft)
Owner	Individual Name on File
Last Sale	$622,000 (May 2026)
Tax Bill	$7,092 (2026)
Deeds & Mortgages	May 2026 Transfer May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`224-420-160-000`

Property Details

APN / Parcel Number

Primary APN	`224-420-160-000`
Alternative APN	`224-420-16`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,071 sqft Living Area
1st Floor Area	2,071 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Lot Area	8,962 sqft (0.206 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	224-420-16
Street Address	469 MONTE ORO ST
City	MANTECA
State	CA
Zip	95337-8727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06-FM PT OF 224-021-28/TERRA BELLA
Legal Subdivision	TERRA BELLA
Legal Block	1
Legal Lot Number	101
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1025
Census Tract	5137

Owner

469 Monte Oro St is owned and occupied by an individual who bought it in May 2026.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	469 MONTE ORO ST, MANTECA, CA 95337-8727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
May 26, 2026	Grant Deed, Transfer · Conventional Mortgage NETX MORTGAGE LLC
Jan 22, 2018	Deed of Trust, Mortgage · Line of Credit COMPASS BANK
Apr 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE MANAGEMENT LLC
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on File
Deed Sale	May 26, 2026 · Amount on File
Prior Sale	Jun 6, 2016 · Amount on File
Deed Document Number	202647487
Prior Transfer Date	May 14, 2014
Prior Transfer Doc	0000050899
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 26, 2026
Property Address	469 MONTE ORO ST, MANTECA, CA 95337-8727
Document Number	0000047486
Instrument Date	May 21, 2026
Instrument	202647486
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	469 MONTE ORO ST, MANTECA, CA 95337-8727

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 26, 2026
Property Address	469 MONTE ORO ST, MANTECA, CA 95337-8727
Document Number	0000047487
Instrument Date	May 13, 2026
Instrument	202647487
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69,104.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	469 MONTE ORO ST, MANTECA, CA 95337-8727

Mortgage

Document Number	0000047488,
Date	May 26, 2026
Instrument	202647488

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	469 MONTE ORO ST, MANTECA, CA 95337-8727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006924
Date	Jan 22, 2018
Instrument	2018-006924

Lender

Name	COMPASS BANK
Type	Bank
Address	HOUSTON, TX 77210

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 8, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	469 MONTE ORO ST, MANTECA, CA 95337-8727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 MONTE ORO ST, MANTECA, CA 95337-8727

Mortgage

Document Number	0000033361
Date	Apr 4, 2019
Instrument	2019-033361

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	469 MONTE ORO ST, MANTECA, CA 95337-8727
Document Number	0000091661
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	469 MONTE ORO ST MANTECA CA 953378727, MANTECA, CA 95337-8727

Mortgage

Document Number	0000091661
Date	Jul 29, 2020
Instrument	91661

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 469 Monte Oro St was $7,092 with a homeowner's exemption, up 3.6% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Manteca City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,092.00 (+3.59%)
2025	$6,846.00 Homeowner's exemption	$485,348 Land $169,870 Building $315,478
2023	$6,631.00 (+0.81%) Homeowner's exemption	$466,504 Land $163,275 Building $303,229	$620,910
2022	$6,578.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 469 Monte Oro St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 469 Monte Oro St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MANTECA serves 84,928 people · EPA ID CA3910005
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
Cal.net Fixed Wireless	100 / 20

May also be available: Matrix Broadband, unWired Broadband, Verizon.

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