San Joaquin County property record for 488 Monte Oro St, Manteca, CA 95337
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,173 sqft · built 2013 |
| Lot Size | 0.146 acres (6,394 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,452 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 224-420-410-000 |
| Primary APN | 224-420-410-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,173 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 6,394 sqft (0.146 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 488 MONTE ORO ST |
|---|---|
| City | MANTECA |
| State | CA |
| Zip | 95337-8727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 06-FM PT OF 224-021-28/TERRA BELLA |
| Legal Subdivision | TERRA BELLA |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 5137 |
Source: San Joaquin County records · APN 224-420-410-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 488 MONTE ORO ST, MANTECA, CA 95337-8727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 30, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage MUFG UNION BANK NA |
| Nov 06, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Prior Sale | Nov 06, 2017 |
| Last Transfer Date | Jun 30, 2020 |
| Transfer Doc | 0000077616 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 488 MONTE ORO ST, MANTECA, CA 95337-8727 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2021 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 488 MONTE ORO ST, MANTECA, CA 95337-8727 |
| Document Number | 0000159855 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2021-159855 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 30, 2020 |
| Property Address | 488 MONTE ORO ST, MANTECA, CA 95337-8727 |
| Document Number | 0000077616 |
| Map Reference | MB 40 PG 55 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 2020-077616 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 488 MONTE ORO ST, MANTECA, CA 95337-8727 |
| Document Number | 0000077617 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 2020-077617 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 06, 2017 |
| Property Address | 488 MONTE ORO ST, MANTECA, CA 95337-8727 |
| Document Number | 0000129169 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 129169 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2017 |
| Title Company | BNT TITLE COMPANY/CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 488 MONTE ORO ST MANTECA CA 953378727, MANTECA, CA 95337-8727 |
| Document Number | 129170 |
|---|---|
| Date | Nov 06, 2017 |
| Instrument | 129170 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 05, 2032 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Manteca City |
| Unified School District | Manteca Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,452.00 (+3.07%) | $432,321 (+4.04%) Land $107,130 Building $325,191 |
| 2023 | $6,260.00 (+0.71%) | $415,535 Land $102,971 Building $312,564 |
| 2022 | $6,216.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770051371, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 256 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: UnWired Broadband Holding, Verizon, Zinnia Networks.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF MANTECA serves 84,928 people |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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