443 Monte Oro St, Manteca, CA 95337 Property Records

San Joaquin County property record for 443 Monte Oro St, Manteca, CA 95337

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,726 sqft · built 2010
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Nov 2010)
Tax Bill	$5,073 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`224-420-180-000`

Property Details

APN / Parcel Number

Primary APN	`224-420-180-000`
Alternative APN	`224-420-18`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,726 sqft Living Area
1st Floor Area	1,726 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,600 sqft (0.152 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	224-420-18
Street Address	443 MONTE ORO ST
City	MANTECA
State	CA
Zip	95337-8727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06-FM PT OF 224-021-28/TERRA BELLA
Legal Subdivision	TERRA BELLA
Legal Block	1
Legal Lot Number	103
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1025
Census Tract	5137

Owner

443 Monte Oro St is owned and occupied by two individuals who acquired it in August 2017.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	443 MONTE ORO ST, MANTECA, CA 95337-8727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 17, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2010 · Amount on File
Deed Sale	Nov 5, 2010 · Amount on File
Deed Document Number	2010144482
Last Transfer Date	Aug 14, 2017
Transfer Doc	0000092244
Record Updated	Oct 29, 2026

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 14, 2017
Property Address	443 MONTE ORO ST, MANTECA, CA 95337-8727
Document Number	0000092244
Map Reference	MAP40 PG55
Instrument Date	Aug 14, 2017
Instrument	2017-092244
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	443 MONTE ORO ST, MANTECA, CA 95337-8727

Mortgage

Document Number	0000092245
Date	Aug 14, 2017
Instrument	2017-092245

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

February 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 17, 2017
Property Address	443 MONTE ORO ST, MANTECA, CA 95337-8727
Document Number	0000020537
Instrument Date	Jan 18, 2017
Instrument	20537
Transaction Type	Transfer
Record Updated	Mar 7, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 CADWELL CT SAN JOSE CA 951381605, SAN JOSE, CA 95138-1605

Tax Assessment & Valuation

The 2026 property tax bill for 443 Monte Oro St was $5,073, up 4.7% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Manteca City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,073.00 (+4.68%)
2025	$4,846.00	$313,332 Land $78,146 Building $235,186
2023	$4,707.00 (+0.53%)	$301,166 Land $75,112 Building $226,054	$578,430
2022	$4,682.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 443 Monte Oro St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 443 Monte Oro St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MANTECA serves 84,928 people · EPA ID CA3910005
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
Cal.net Fixed Wireless	100 / 20

May also be available: Matrix Broadband, unWired Broadband, Verizon.

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