Cumberland County property record for 469 High Rock Loop, Monterey, TN 38574
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,662 sqft · built 1979 |
| Lot Size | 3.6 acres (156,816 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $416 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-051.16 |
| Primary APN | 046-051.16 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,662 sqft Living Area |
| 1st Floor Area | 1,662 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | L-Shape |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 156,816 sqft (3.6 acres) |
| Terrain | Rolling |
| Porch | Screened/Unfinished Porch |
| Porch Area | 672 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 469 HIGH ROCK LOOP |
|---|---|
| City | MONTEREY |
| State | TN |
| Zip | 38574-6956 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: R01 |
| Jurisdiction | CUMBERLAND TN |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 970302 |
Source: Cumberland County records, as of December 16, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 469 HIGH ROCK LOOP, MONTEREY, TN 38574-6956 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Cumberland County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Cumberland County |
| Unified School District | Cumberland County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $416.00 | $36,675 (-) Land $2,750 Building $33,925 | $146,700 (-) Land $11,000 Building $135,700 |
| 2024 | $416.00 | ||
| 2023 | $36,675 (-) Land $2,750 Building $33,925 | ||
| 2022 | $36,675 Land $2,750 Building $33,925 | $146,700 (-) Land $11,000 Building $135,700 | |
| 2021 | $146,700 Land $11,000 Building $135,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 65% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Twin Lakes, Verizon.
4G LTE only, no 5G reported
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