Cumberland County property record for 369 High Rock Loop, Monterey, TN 38574
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 392 sqft · built 2003 |
| Lot Size | 13.6 acres (592,416 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,100 (Sep 2003) |
| Tax Bill | $103 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-081.03 |
| Primary APN | 046-081.03 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 392 sqft Living Area |
| 1st Floor Area | 392 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 592,416 sqft (13.6 acres) |
| Terrain | Rolling |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 326 sqft |
| Shed | 1 Shed |
| Shed Area | 130 sqft |
| Utility Building | 448 sqft |
| Sewer | Connected |
|---|---|
| Water Source | Commercial |
| Street Address | 369 HIGH ROCK LOOP |
|---|---|
| City | MONTEREY |
| State | TN |
| Zip | 38574-6939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1/4 INT LLOYD SHIRAH ETUX SARAH K |
| Jurisdiction | CUMBERLAND TN |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 970302 |
Source: Cumberland County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4308 CHERRYWOOD ST, WINTER HAVEN, FL 33880-1609 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2003 · Amount on Record |
| Deed Sale | Sep 15, 2003 · Amount on Record |
| Prior Sale | Sep 15, 2003 · Amount on Record |
| Deed Book / Page | 1149 / 2048 |
| Transfer Doc | 1149002048 |
| Record Updated | Oct 29, 2026 |
Source: Cumberland County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Cumberland County |
| Unified School District | Cumberland County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $103.00 | $9,050 (-) Land $4,400 Building $4,650 | $36,200 (-) Land $17,600 Building $18,600 |
| 2024 | $103.00 (-27.46%) | ||
| 2023 | $9,050 (-) Land $4,400 Building $4,650 | ||
| 2022 | $9,050 Land $4,400 Building $4,650 | $36,200 (-) Land $17,600 Building $18,600 | |
| 2021 | $36,200 Land $17,600 Building $18,600 | ||
| 2018 | $142.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 65% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Spectrum.
4G LTE (outdoors only), no 5G reported
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