380 High Rock Loop, Monterey, TN 38574 Property Records

Cumberland County property record for 380 High Rock Loop, Monterey, TN 38574

Property Summary

Property Type	Mobile Home
Details	1,152 sqft · built 2005
Lot Size	3.64 acres (158,558 sqft)
Owner	Owner Name on File
Last Sale	$69,900 (May 2006)
Tax Bill	$222 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`018046 05122`

Property Details

APN / Parcel Number

Primary APN	`018046 05122`
Alternative APN	`046 05122`

Interior

Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 2005
Architectural Style	Mobile/Manufactured
Lot Area	158,558 sqft (3.64 acres)
Terrain	Rolling

Exterior Amenities

Porch	Enclosed Porch
Porch Area	192 sqft
Utility Building	168 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	380 HIGH ROCK LOOP
City	MONTEREY
State	TN
Zip	38574-6938
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 02, COUNTY AREA: R01
Jurisdiction	CUMBERLAND TN
Township / Civil Division	7
Census Block Group	3
Census Block	3022
Census Tract	970302

Owner

The current owner of 380 High Rock Loop bought it in May 2006.

Source: Cumberland County records, as of January 26, 2026

Owner of Record	Owner Name on File
Mailing Address	PO BOX 328, PLEASANT HILL, TN 38578-0328

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage UPPER CUMBERLAND FCU
Oct 30, 2020	Loan Modification, Mortgage · Conventional Mortgage UPPER CUMBERLAND FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2006 · Amount on File
Deed Sale	May 11, 2006 · Amount on File
Prior Sale	May 9, 2006 · Amount on File
Deed Document Number	0012301955
Deed Book / Page	1230 / 1955
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	380 HIGH ROCK LOOP, MONTEREY, TN 38574-6938
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST CROSSVILLE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012819
Date	Oct 27, 2017
Book Page	1512/2460
Instrument	17012819

Lender

Name	UPPER CUMBERLAND FCU
Address	CROSSVILLE, TN 38557

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Oct 23, 2029

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUMBERLAND TN
Property Address	380 HIGH ROCK LOOP, MONTEREY, TN 38574-6938
Document Number	0000013796
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013796
Date	Nov 5, 2020
Book Page	001592/000243
Instrument	13796

Lender

Name	UPPER CUMBERLAND FCU
Type	Credit Union
Address	CROSSVILLE, TN 38555

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Nov 4, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 380 High Rock Loop was $222.

Source: Cumberland County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$222.00	$19,550 Land $2,775 Building $16,775
2023		$19,550 (+92.61%) Land $2,775 Building $16,775
2022		$10,150 Land $2,775 Building $7,375	$78,200 (+92.61%) Land $11,100 Building $67,100
2021			$40,600 Land $11,100 Building $29,500
2018	$131.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 380 High Rock Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 380 High Rock Loop is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000

May also be available: Twin Lakes, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on High Rock Loop

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