Kane County property record for 452 Gertrude St, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1958 |
| Square Footage | 1,521 sqft Living Area |
| Lot Size | 5,143 sqft (0.118 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $173,500 (2018) |
| Tax Bill | $5,127.00 (2025) |
| Primary APN | 06-23-180-018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,521 sqft Living Area |
| Gross Area | 2,535 sqft Gross Area |
| Basement Area | 1,014 sqft Basement |
| Stories | 5 Stories |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod Style |
| Construction Type | Frame Construction |
| Lot Area | 5,143 sqft (0.118 acres) |
| Depth X Width | 78 ft x 66 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | Central Cooling |
|---|---|
| Water Source | Commercial Water Source |
| Street Address | 452 GERTRUDE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7434 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | W H WILCOXS 3RD ADD - NORTH 1/2 LOT 1 BLK 2 EX WLY 62 FT |
| Legal Subdivision | W H WILCOXS 3RD ADD |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 4 |
| Census Block | 4004 |
| Census Tract | 851600 |
Source: Kane County records · APN 06-23-180-018
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 452 GERTRUDE ST, ELGIN, IL 60123-7434 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 09, 2026 | Quit Claim Deed, Transfer Quitclaim Document |
| May 25, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Nov 28, 2018 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 28, 2018 · Amount on Record |
| Deed Sale | Nov 28, 2018 · Amount on Record |
| Prior Sale | Nov 13, 2012 · Amount on Record |
| Deed Doc Number | 201857065 |
| Last Transfer Date | Oct 13, 2020 |
| Transfer Doc | 0000040370 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 09, 2026 |
| Property Address | 452 GERTRUDE ST, ELGIN, IL 60123-7434 |
| Document Number | 0000009288 |
| Instrument Date | Feb 09, 2026 |
| Instrument | 2026K009288 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 452 GERTRUDE ST, ELGIN, IL 60123-7434 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 25, 2021 |
| Property Address | 452 GERTRUDE ST, ELGIN, IL 60123-7434 |
| Document Number | 0000040370 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 2021K040370 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 451 GERTRUDE ST, ELGIN, IL 60123-7433 |
| Document Number | 0000040371 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2021K040371 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Nov 01, 2050 |
| Rate | 2.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 28, 2018 |
| Property Address | 452 GERTRUDE ST, ELGIN, IL 60123-7434 |
| Document Number | 0000057065 |
| Instrument Date | Nov 06, 2018 |
| Instrument | 57065 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.25 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 452 GERTRUDE ST ELGIN IL 601237434, ELGIN, IL 60123-7434 |
| Document Number | 57066 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 57066 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 27, 2048 |
| Rate | 5.12% |
|---|
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,127.00 (+4.57%) Homeowner's exemption | ||
| 2024 | $4,903.00 (+10.73%) Homeowner's exemption | $69,274 (+21.39%) Land $14,313 Building $54,961 | $207,905 (+21.44%) Land $42,956 Building $164,949 |
| 2022 | $4,428.00 (+4.83%) Homeowner's exemption | $57,066 (+6.96%) Land $11,791 Building $45,275 | $171,198 (+6.96%) Land $35,373 Building $135,825 |
| 2021 | $4,224.00 Homeowner's exemption | $53,353 Land $11,024 Building $42,329 | $160,059 Land $33,072 Building $126,987 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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