Polk County property record for 449 Bent Oak Loop, Davenport, FL 33837 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,738 sqft · built 1994 |
| Lot Size | 0.233 acres (10,149 sqft) |
| Owner | Individual Name on File |
| Last Sale | $359,000 (May 2026) |
| Tax Bill | $2,252 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-26-10-701301-000410 |
| Primary APN | 27-26-10-701301-000410 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,738 sqft Living Area |
| Gross Area | 2,118 sqft |
| 1st Floor Area | 1,738 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,149 sqft (0.233 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Pool Area | 288 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|
| Street Address | 449 BENT OAK LOOP |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33837-5791 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNRIDGE WOODS PH 3 PB 98 PGS 2 & 3 LOT 41 |
| Legal Range | 27E |
| Legal Township | 26S |
| Legal Section | 10 |
| Legal Subdivision | SUNRIDGE WOODS PHASE 03 |
| Legal Phase | 3 |
| Legal Tract | 701301 |
| Legal Block | 1 |
| Legal Lot Number | 41 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 12506 |
Source: Polk County records · APN 27-26-10-701301-000410
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 449 BENT OAK LOOP, DAVENPORT, FL 33837-5791 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage YES HOME LOANS INC |
| May 07, 2026 | Warranty Deed, Transfer · Conventional Mortgage LOAN FACTORY |
| Oct 01, 2018 | Warranty Deed, Transfer · Conventional with PMI FIRST FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2026 · Amount on Record |
| Deed Sale | May 07, 2026 · Amount on Record |
| Prior Sale | Oct 01, 2018 · Amount on Record |
| Deed Document Number | 2026109595 |
| Deed Book / Page | 13989 / 14 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 449 BENT OAK LOOP, DAVENPORT, FL 33837-5791 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000052892 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 12135/1455 |
| Instrument | 2022052892 |
| Name | YES HOME LOANS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | ORLANDO, FL 32837 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 07, 2026 |
| Property Address | 449 BENT OAK LOOP, DAVENPORT, FL 33837-5791 |
| Document Number | 0000109595 |
| Book / Page | 13989 / 14 |
| Instrument Date | May 01, 2026 |
| Instrument | 2026.109595 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | OLIVER TITLE LAW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $253,813.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 449 BENT OAK LOOP, DAVENPORT, FL 33837-5791 |
| Investor | Possibly a Property Investor |
| Document Number | 0000109596, |
|---|---|
| Date | May 07, 2026 |
| Instrument | 2026..109596 |
| Name | LOAN FACTORY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 01, 2018 |
| Property Address | 449 BENT OAK LOOP, DAVENPORT, FL 33837-5791 |
| Document Number | 0106280164 |
| Book / Page | 010628 / 000164 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 207128 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | EQUITABLE TITLE/CELEBRATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,697.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 449 BENT OAK LOOP DAVENPORT FL 338375791, DAVENPORT, FL 33837-5791 |
| Document Number | 106280167 |
|---|---|
| Date | Oct 01, 2018 |
| Book Page | 010628/000167 |
| Instrument | 207129 |
| Name | FIRST FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | MILLERSVILLE, MD 21108 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2048 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,252.00 (-20.79%) Homeowner's exemption | $214,399 (+5.99%) | $305,186 (-0.05%) Land $58,000 Building $247,186 |
| 2024 | $2,843.00 (+6.92%) | ||
| 2023 | $2,659.00 (+3.54%) Homeowner's exemption | $202,288 (+3%) | $305,340 (+13.12%) Land $56,000 Building $249,340 |
| 2022 | $2,568.00 Homeowner's exemption | $196,396 | $269,923 Land $46,000 Building $223,923 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 52% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 565 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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