46898 Ferguson Ln, Macomb, MI 48044 Property Records

Macomb County property record for 46898 Ferguson Ln, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,032 sqft · built 2000
Lot Size	0.233 acres (10,149 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (May 2015)
Tax Bill	$6,308 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-35-127-014`

Property Details

APN / Parcel Number

Primary APN	`20-08-35-127-014`
Alternative APN	`0835127014`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,032 sqft Living Area
1st Floor Area	1,732 sqft
Basement Area	1,318 sqft
Unfinished Basement	1,318 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Construction Type	Brick
Roof Type	Hip
Lot Area	10,149 sqft (0.233 acres)
Lot Dimensions	130 ft deep x 78 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	46898 FERGUSON LN
City	MACOMB
State	MI
Zip	48044-3778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BEAUFAIT FARMS SUB LOT 14 LIBER:132 PAGES: 13-19
Legal Subdivision	BEAUFAIT FARMS SUB
Legal Lot Number	14
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2034
Census Tract	223402

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46898 FERGUSON LN, MACOMB, MI 48044-3778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2015 · Amount on Record
Deed Sale	May 28, 2015 · Amount on Record
Prior Sale	Oct 1, 2001 · Amount on Record
Deed Document Number	20155068288
Deed Book / Page	23431 / 796
Prior Transfer Date	Aug 24, 2009
Prior Transfer Doc	0000106274
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46898 FERGUSON LN, MACOMB, MI 48044-3778
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46898 FERGUSON LN, MACOMB, MI 48044-3778

Mortgage

Document Number	2102215193
Date	Jul 28, 2021
Book Page	27889/1
Instrument	202102215193

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	L'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,200 (+3.08%)	$488,400 (+3.08%)
2025	$6,308.00 (+2.99%) Homeowner's exemption	$236,900 (+13.02%)	$473,800 (+13.02%)
2023		$209,600	$419,200
2022	$6,125.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20