46831 Ferguson Ln, Macomb, MI 48044 Property Records

Macomb County property record for 46831 Ferguson Ln, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,104 sqft · built 2000
Lot Size0.193 acres (8,407 sqft)
OwnerIndividual Name on Record
Last Sale$403,000 (Nov 2023)
Tax Bill$76 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-35-129-024

Property Details

APN / Parcel Number

Primary APN20-08-35-129-024
Alternative APN
  • 0835129024

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,104 sqft Living Area
1st Floor Area910 sqft
Basement Area910 sqft
Unfinished Basement910 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2001
Construction TypeBrick
Lot Area8,407 sqft (0.193 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage Area598 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address46831 FERGUSON LN
CityMACOMB
StateMI
Zip48044-3780
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBEAUFAIT FARMS SUB LOT 40 LIBER:132 PAGES: 13-19
Legal SubdivisionBEAUFAIT FARMS SUB
Legal Lot Number40
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2035
Census Tract223402

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address46831 FERGUSON LN, MACOMB, MI 48044-3780
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2023Warranty Deed, Transfer · VA Mortgage
UNITED LENDING TEAM LLC
Sep 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2023 · Amount on Record
Deed SaleNov 6, 2023 · Amount on Record
Prior SaleMay 27, 2009 · Amount on Record
Deed Document Number202393574
Deed Book / Page29365 / 669
Prior Transfer DateMay 5, 2015
Prior Transfer Doc0000057630
Record UpdatedSep 20, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateNov 6, 2023
Property Address46831 FERGUSON LN, MACOMB, MI 48044-3780
Document Number2300093574
Book / Page29365 / 669
Map ReferenceLB 132 PG 13-19
Instrument DateSep 29, 2023
Instrument202300093574
Transaction TypeTransfer
Record UpdatedNov 15, 2023
Title CompanyCENTURY TITLE AGENCY SERVICES, CENTURY TITLE AGENCY SVCS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,022.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address46831 FERGUSON LN, MACOMB, MI 48044-3780

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address46831 FERGUSON LN, MACOMB, MI 48044-3780

Mortgage

Document Number2300093575
DateNov 6, 2023
Instrument202300093575
Lender
NameUNITED LENDING TEAM LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2053

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address46831 FERGUSON LN, MACOMB, MI 48044-3780
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000109550
DateSep 11, 2017
Book Page24934/774
Instrument7109550
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictL'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$200,800 (+2.97%)$401,600 (+2.97%)
2025$76.00 (-86.03%) Homeowner's exemption$195,000 (+13.24%)$390,000 (+13.24%)
2024$544.00 (-85.05%)
2023$172,200$344,400
2022$3,640.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

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