46870 Ferguson Ln, Macomb, MI 48044 Property Records

Macomb County property record for 46870 Ferguson Ln, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,988 sqft · built 1999
Lot Size0.207 acres (9,017 sqft)
OwnerIndividual Name on File
Last Sale$210,325 (Mar 2000)
Tax Bill$4,383 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-35-127-016

Property Details

APN / Parcel Number

Primary APN20-08-35-127-016
Alternative APN
  • 0835127016

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area1,988 sqft Living Area
1st Floor Area1,930 sqft
Basement Area1,930 sqft
Unfinished Basement1,930 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2000
Architectural StyleRanch
Lot Area9,017 sqft (0.207 acres)
Lot Dimensions120 ft deep x 75 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address46870 FERGUSON LN
CityMACOMB
StateMI
Zip48044-3778
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBEAUFAIT FARMS SUB LOT 16 LIBER:132 PAGES: 13-19
Legal SubdivisionBEAUFAIT FARMS SUB
Legal Lot Number16
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2034
Census Tract223402

Owner

Source: Macomb County records · APN 20-08-35-127-016

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address46870 FERGUSON LN, MACOMB, MI 48044-3778
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2021Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB
Jun 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 01, 2000 · Amount on Record
Deed SaleMar 01, 2000 · Amount on Record
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address46870 FERGUSON LN, MACOMB, MI 48044-3778
Transaction TypeMortgage
Record UpdatedNov 04, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address46870 FERGUSON LN, MACOMB, MI 48044-3778

Mortgage

Document Number2102255500
DateOct 21, 2021
Book Page28111/751
Instrument202102255500
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueAug 01, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address46870 FERGUSON LN, MACOMB, MI 48044-3778
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000074262
DateJun 30, 2020
Book Page26804/146
Instrument2074262
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2035

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictL'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$217,700 (+20.01%)$435,400 (+20.01%)
2025$4,383.00 (+13.14%)
2023$181,400$362,800
2022$3,874.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), as of October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260992234022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

Based on FCC filings for 477 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0003990, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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