Clay County property record for 4688 Raggedy Point Rd, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,435 sqft · built 1976 |
| Lot Size | 1.01 acres (44,082 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Jan 2023) |
| Tax Bill | $3,394 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Apr 2022 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-04-26-013118-005-00 |
| Primary APN | 33-04-26-013118-005-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,435 sqft Heated Area |
| Gross Area | 2,367 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 44,082 sqft (1.01 acres) |
| Lot Dimensions | 315 ft deep x 140 ft wide |
| Garage Area | 1,200 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 282 sqft |
| Fence | Fence |
| Storage Building | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4688 RAGGEDY POINT RD |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT BLK 2 O.P. ACS AS REC O R 4685 187 |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 33 |
| Legal Subdivision | ORANGE PARK ACRES |
| Legal Block | 2 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30701 |
4688 Raggedy Point Rd is owned and occupied by an individual who bought it in January 2023.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4688 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2023 | Warranty Deed, Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Apr 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CLAY COUNTY |
| Mar 26, 2020 | Warranty Deed, Transfer · Line of Credit HOUSING FINANCE AUTHORITY OF CLAY C |
| Jan 22, 2020 | Court-Ordered Deed, Transfer NOT AVAILABLE |
| Jan 6, 2020 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2023 · Amount on File |
| Deed Sale | Jan 27, 2023 · Amount on File |
| Prior Sale | Mar 26, 2020 · Amount on File |
| Deed Document Number | 2023003959 |
| Deed Book / Page | 4685 / 187 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 27, 2023 |
| Property Address | 4688 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7844 |
| Document Number | 0046850187 |
| Book / Page | 4685 / 187 |
| Map Reference | MB 4 PG 69&70 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 2023003959 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 515 COLLEGE DR, MIDDLEBURG, FL 32068-6521 |
| Name | Verified Name |
|---|---|
| Address | 4688 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7844 |
| Document Number | 0004685190 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 4685/190 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4688 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7844 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4688 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7844 |
| Document Number | 0045910713 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 4591/713 |
| Instrument | 2022021323 |
| Name | CLAY COUNTY |
|---|---|
| Type | Government Agency |
| Address | GREEN COVE SPRINGS, FL 32043 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 26, 2020 |
| Property Address | 4688 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7844 |
| Document Number | 0042921817 |
| Book / Page | 4292 / 1817 |
| Map Reference | MB 4 PG 69&70 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 2020016158 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,617.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 151 COLLEGE DR, 151, ORANGE PARK, FL 32065-7683 |
| Name | Verified Name |
|---|---|
| Address | 515 COLLEGE DR, MIDDLEBURG, FL 32068-6521 |
| Document Number | 0042921819 |
|---|---|
| Date | Mar 26, 2020 |
| Instrument | 4292/1819 |
| Name | HOUSING FINANCE AUTHORITY OF CLAY C |
|---|---|
| Type | Government Agency |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 22, 2020 |
| Property Address | 4688 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7844 |
| Document Number | 0042711562 |
| Book / Page | 004271 / 001562 |
| Instrument Date | Jan 21, 2020 |
| Instrument | 3753 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,051.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2207 LAKESHORE DR N FLEMING ISLAND FL 320037707, FLEMING ISLAND, FL 32003-7707 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 6, 2020 |
| Property Address | 4688 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7844 |
| Document Number | 0042661862 |
| Book / Page | 004266 / 001862 |
| Instrument Date | Oct 9, 2019 |
| Instrument | 726 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 17, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $10,507.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2207 LAKESHORE DR N FLEMING ISLAND FL 320037707, FLEMING ISLAND, FL 32003-7707 |
The 2025 property tax bill for 4688 Raggedy Point Rd was $3,394 with exemptions applied.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,394.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $272,681 | $375,809 Land $151,800 Building $224,009 |
| 2023 | $324.00 (+54.29%) Additional exemption filed | $303,663 (+15.47%) Land $106,260 Building $197,403 | $303,663 (+15.47%) Land $106,260 Building $197,403 |
| 2022 | $210.00 Additional exemption filed | $262,980 Land $91,080 Building $171,900 | $262,980 Land $91,080 Building $171,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4688 Raggedy Point Rd in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 132 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 132 in force |
| Nearby Flood Claims | 26 (2005–2020) |
| Claims Outside the SFHA | 10 of 26 |
| Most Recent Claim | Jul 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4688 Raggedy Point Rd is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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