St. Mary's County property record for 46860 Frog's Marsh Rd, Drayden, MD 20630
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,292 sqft · built 1984 |
| Lot Size | 6.24 acres (271,814 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $510,000 (Sep 2000) |
| Tax Bill | $10,190 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-006855 |
| Primary APN | 02-006855 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,292 sqft Total Area |
| Basement Area | 714 sqft |
| Finished Basement | 714 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 271,814 sqft (6.24 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 288 sqft |
| Deck Area | 171 sqft |
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Gazebo | 105 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 006855 |
|---|---|
| Street Address | 46860 FROGS MARSH RD |
| City | DRAYDEN |
| State | MD |
| Zip | 20630-3412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | 6.24 ACRES END OF FROGS MARSH RD ST MARY'S RIVER |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 876102 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46860 FROGS MARSH RD, DRAYDEN, MD 20630-3412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2000 · Amount on Record |
| Deed Sale | Sep 21, 2000 · Amount on Record |
| Prior Sale | Sep 8, 1981 · Amount on Record |
| Deed Document Number | 2000592 |
| Deed Book / Page | 1573 / 164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 46860 FROGS MARSH RD, DRAYDEN, MD 20630-3412 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 46860 FROGS MARSH RD, DRAYDEN, MD 20630-3412 |
| Document Number | 0057750189 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 5775/189 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | Monthly |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.12% |
| Index | Other |
| Margin | 3 |
| Max Rate | 13.1% |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $965,567 (+11.56%) | $1,002,500 (+5.85%) Land $416,800 Building $585,700 | |
| 2025 | $10,190.00 (+8.27%) Homeowner's exemption | ||
| 2023 | $9,412.00 Homeowner's exemption | $865,500 | $947,100 Land $381,800 Building $565,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 86% of Maryland |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
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