St. Mary's County property record for 46645 Frog's Marsh Rd, Drayden, MD 20630
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,026 sqft · built 1988 |
| Lot Size | 5.07 acres (220,849 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $590,000 (Sep 2023) |
| Tax Bill | $5,067 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-005409 |
| Primary APN | 02-005409 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,026 sqft Total Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 220,849 sqft (5.07 acres) |
| Garage Type | Built-in |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 574 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 005409 |
|---|---|
| Street Address | 46645 FROGS MARSH RD |
| City | DRAYDEN |
| State | MD |
| Zip | 20630-3401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 5 ST MARYS RIVER ESTATES |
| Legal Subdivision | MARYS RIVER ESTATES |
| Legal Lot Number | 5 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 876102 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46645 FROGS MARSH RD, DRAYDEN, MD 20630-3401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2023 · Amount on File |
| Deed Sale | Sep 21, 2023 · Amount on File |
| Prior Sale | May 22, 1987 · Amount on File |
| Deed Book / Page | 6402 / 7 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Sep 21, 2023 |
| Property Address | 46645 FROGS MARSH RD, DRAYDEN, MD 20630-3401 |
| Document Number | 0064020007 |
| Book / Page | 6402 / 7 |
| Map Reference | LB DBK 12 FO 75 |
| Instrument Date | Sep 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | NOT AVAILABLE, TRI COUNTY ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 46645 FROGS MARSH RD, DRAYDEN, MD 20630-3401 |
| Document Number | 0000640214 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 6402/14 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $514,033 (+19.7%) | $602,300 (+28.18%) Land $189,000 Building $413,300 | |
| 2025 | $5,067.00 (+9.6%) Homeowner's exemption | ||
| 2023 | $4,623.00 Homeowner's exemption | $429,433 | $469,900 Land $189,000 Building $280,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 91% of Maryland |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
4G LTE (outdoors only), no 5G reported
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