46699 Frog's Marsh Rd, Drayden, MD 20630 Property Records

St. Mary's County property record for 46699 Frog's Marsh Rd, Drayden, MD 20630

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,788 sqft · built 1991
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$424,000 (Aug 2019)
Tax Bill	$5,002 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-005395`

Property Details

APN / Parcel Number

Primary APN	`02-005395`
Alternative APNs	`2005395` `005395`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,788 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	421 sqft
Deck Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	005395
Street Address	46699 FROGS MARSH RD
City	DRAYDEN
State	MD
Zip	20630-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 4 PLAT 12/75 ST MARY'S RIVER ESTATES
Legal Subdivision	RIVER ESTATES
Legal Lot Number	4
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	1
Census Block	1007
Census Tract	876102

Owner

46699 Frog's Marsh Rd is owned and occupied by two individuals who bought it in August 2019.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46699 FROGS MARSH RD, DRAYDEN, MD 20630-3401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES INC
Aug 30, 2019	Grant Deed, Transfer · Conventional with PMI EQUITY RSRCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Prior Sale	Oct 1, 2002 · Amount on File
Deed Book / Page	5148 / 390
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	46699 FROGS MARSH RD, DRAYDEN, MD 20630-3401
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	BRIDGEVIEW TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46699 FROGS MARSH RD, DRAYDEN, MD 20630-3401

Mortgage

Document Number	0059580056
Date	Oct 21, 2021
Book Page	5958/56

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	Aug 30, 2019
Property Address	46699 FROGS MARSH RD, DRAYDEN, MD 20630-3401
Document Number	0051480390
Book / Page	005148 / 000390
Instrument Date	Aug 26, 2019
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	BRIDGEVIEW TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46699 FROGS MARSH RD DRAYDEN MD 206303401, DRAYDEN, MD 20630-3401

Mortgage

Document Number	51480397
Date	Aug 30, 2019
Book Page	005148/000397

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 46699 Frog's Marsh Rd was $5,002 with a homeowner's exemption.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,567	$492,100 Land $188,700 Building $303,400
2025	$5,002.00 Homeowner's exemption
2023	$4,715.00 Homeowner's exemption	$433,567	$464,300 Land $188,700 Building $275,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46699 Frog's Marsh Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46699 Frog's Marsh Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 90% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Frog's Marsh Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures